1654 Windy Cove Ln, Ripon, CA 95366 Property Records

San Joaquin County property record for 1654 Windy Cove Ln, Ripon, CA 95366 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,418 sqft · built 2004
Lot Size0.11 acres (4,806 sqft)
Owner2 Company Names on File
Last Sale$435,000 (Dec 2021)
Tax Bill$2,174 (2025)
Deeds & MortgagesJul 2023 Transfer
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN261-570-510-000

Property Details

APN / Parcel Number

Primary APN261-570-510-000
Alternative APN
  • 261-570-51

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area1,418 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area4,806 sqft (0.11 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number261-570-51
Street Address1654 WINDY COVE LN
CityRIPON
StateCA
Zip95366-9373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description03-FM PT OF 261-030-13 PER CHESAPEAKE LANDING
Legal SubdivisionCHESAPEAKE LANDING
Legal Block4
Legal Lot Number92
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionRIPON
Census Block Group4
Census Block4032
Census Tract5003

Owner

Source: San Joaquin County records · APN 261-570-510-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1654 WINDY COVE LN, RIPON, CA 95366-9373
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2023Intrafamily Transfer, Transfer
Dec 21, 2021Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleMay 21, 2004 · Amount on Record
Deed Document Number2021212019
Last Transfer DateJun 29, 2023
Transfer Doc0000052876
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJul 06, 2023
Property Address1654 WINDY COVE LN, RIPON, CA 95366-9373
Document Number0000052876
Map ReferenceMB 37 PG 465
Instrument DateJun 29, 2023
Instrument2023-052876
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1654 WINDY COVE LN, RIPON, CA 95366-9373

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 21, 2021
Property Address1654 WINDY COVE LN, RIPON, CA 95366-9373
Document Number0000212019
Map ReferenceMB 37 PG 45
Instrument DateDec 13, 2021
Instrument2021-212019
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 WINDY COVE LN, RIPON, CA 95366-9373

Mortgage

Document Number0000212020
DateDec 21, 2021
Instrument2021-212020
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,174.00 (+3.87%)$203,038 (+4.04%) Land $60,576 Building $142,462
2023$2,093.00 (+1.65%) Homeowner's exemption$195,156 Land $58,225 Building $136,931$432,090
2022$2,059.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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