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1653 Windy Cove Ln, Ripon, CA 95366 Property Records

San Joaquin County property record for 1653 Windy Cove Ln, Ripon, CA 95366 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,501 sqft Living Area
Lot Size4,802 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$373,000 (2019)
Tax Bill$4,494.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-570-040-000
Alternative APN
  • 261-570-04

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,501 sqft Living Area
1st Floor1,501 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood Construction
Lot Area4,802 sqft (0.11 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number261-570-04
Street Address1653 WINDY COVE LN
CityRIPON
StateCA
Zip95366-9370
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description03-FM PT OF 261-030-13 PER CHESAPEAKE LANDING
Legal SubdivisionCHESAPEAKE LANDING
Legal Block4
Legal Lot Number45
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4037
Census Tract5003

Owner

Source: San Joaquin County records · APN 261-570-040-000

Assessment roll updated September 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1653 WINDY COVE LN, RIPON, CA 95366-9370
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Mar 02, 2021Intrafamily Transfer, Transfer
Feb 03, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
ORION LNDG
May 29, 2019Grant Deed, Transfer · Veterans Administration Mortgage
ORION LNDG
Dec 24, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleJun 26, 2013 · Amount on Record
Deed Doc Number201954850
Last Transfer DateFeb 16, 2021
Transfer Doc0000038915
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1653 WINDY COVE LN, RIPON, CA 95366-9370
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1653 WINDY COVE LN, RIPON, CA 95366-9370

Mortgage

Document Number0000028560
DateFeb 16, 2021
Instrument2021-028560
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMar 02, 2021
Property Address1653 WINDY COVE LN, RIPON, CA 95366-9370
Document Number0000038915
Map ReferenceMB 37 MAP 45
Instrument DateFeb 16, 2021
Instrument2021-038915
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1653 WINDY COVE LN, RIPON, CA 95366-9370

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1653 WINDY COVE LN, RIPON, CA 95366-9370
Document Number0000017123
Instrument DateFeb 03, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1653 WINDY COVE LN RIPON CA 953669370, RIPON, CA 95366-9370

Mortgage

Document Number0000017123
DateFeb 07, 2020
Instrument17123
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 29, 2019
Property Address1653 WINDY COVE LN, RIPON, CA 95366-9370
Document Number0000054850
Instrument DateMay 24, 2019
Instrument54850
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$410.30
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1653 WINDY COVE LN RIPON CA 953669370, RIPON, CA 95366-9370

Mortgage

Document Number54851
DateMay 29, 2019
Instrument54851
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2049

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 24, 2018
Property Address1653 WINDY COVE LN, RIPON, CA 95366-9370
Document Number0000143737
Instrument DateDec 18, 2018
Instrument143737
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1653 WINDY COVE LN RIPON CA 953669370, RIPON, CA 95366-9370

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,494.00 (+34.03%)$416,088 (+35.21%) Land $122,707 Building $293,381
2023$3,353.00 (+1.61%)$307,730 Land $76,931 Building $230,799$479,610
2022$3,300.00

Flood & Wildfire

1653 Windy Cove Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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