1654 Prairie Ave, Beloit, WI 53511 Property Records

Rock County property record for 1654 Prairie Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1927
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Feb 2022)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 12521625`

Property Details

APN / Parcel Number

Primary APN	`206 12521625`
Alternative APN	`12521625`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	6,229 sqft (0.143 acres)

Location & Zoning

Account Number	206 12521625
Street Address	1654 PRAIRIE AVE
City	BELOIT
State	WI
Zip	53511-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 B 13 YATES SEC ADD
Legal Subdivision	YATES SEC ADD
Legal Lot Number	8
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3012
Census Tract	2601

Owner

Source: Rock County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK COMMUNITY CU
May 9, 2019	Warranty Deed, Transfer · FHA Mortgage BLACKHAWK BANK
May 9, 2019	Warranty Deed, Transfer
May 9, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	202210942
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	0002126913
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 1, 2022
Property Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869
Document Number	0002210942
Instrument Date	Jan 31, 2022
Instrument	2210942
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869

Mortgage

Document Number	0002210943
Date	Feb 1, 2022
Instrument	2210943

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 9, 2019
Property Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869
Document Number	0002126914
Instrument Date	May 6, 2019
Instrument	2126914
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869

Mortgage

Document Number	0002126915
Date	May 9, 2019
Instrument	2126915

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 9, 2019
Property Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869
Document Number	0002126914
Instrument Date	May 6, 2019
Instrument	2126914
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869

May 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCK WI
Recording Date	May 9, 2019
Property Address	1654 PRAIRIE AVE, BELOIT, WI 53511-3869
Document Number	0002126913
Instrument Date	May 6, 2019
Instrument	2126913
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 N SUMAC DR, JANESVILLE, WI 53545-0505

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,118.00 (+42.24%) Homeowner's exemption	$138,100 (+33.82%) Land $9,600 Building $128,500	$151,700 (+29.22%)
2023	$1,489.00 Homeowner's exemption	$103,200 Land $9,600 Building $93,600	$117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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