1638 Prairie Ave, Beloit, WI 53511 Property Records

Rock County property record for 1638 Prairie Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 1930
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$454,100 (Jul 2025)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Sep 2006 Line of Credit Feb 2013 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12521610`

Property Details

APN / Parcel Number

Primary APN	`206 12521610`
Alternative APN	`12521610`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	680 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,142 sqft (0.141 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	206 12521610
Street Address	1638 PRAIRIE AVE
City	BELOIT
State	WI
Zip	53511-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 11 B 13 YATES SEC ADD
Legal Subdivision	YATES SEC ADD
Legal Lot Number	11
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3012
Census Tract	2601

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1638 PRAIRIE AVENUE WI, WI
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2006	Deed of Trust, Mortgage · Line of Credit BLACKHAWK STATE BANK
Feb 20, 2013	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BANK
Jun 3, 2010	Deed of Trust, Mortgage · Line of Credit BLACKHAWK STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Deed Document Number	20252289059
Prior Transfer Date	Jul 16, 2025
Prior Transfer Doc	0002289059
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1638 PRAIRIE AVE, BELOIT, WI 53511-3869
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001765128
Date	Sep 19, 2006
Instrument	1765128

Lender

Name	BLACKHAWK STATE BANK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1638 PRAIRIE AVE, BELOIT, WI 53511-3869
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001971302
Date	Feb 20, 2013
Instrument	1971302

Lender

Name	BLACKHAWK BANK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1638 PRAIRIE AVE, BELOIT, WI 53511-3869
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001893109
Date	Jun 3, 2010
Instrument	1893109

Lender

Name	BLACKHAWK STATE BANK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (+55%)	$93,700 (+48.03%) Land $9,500 Building $84,200	$102,900 (+42.92%)
2023	$980.00	$63,300 Land $9,500 Building $53,800	$72,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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