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1654 Lone Oak Rd, Vista, CA 92084 Property Records

San Diego County property record for 1654 Lone Oak Rd, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,282 sqft · built 1985
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Feb 2016)
Tax Bill$9,147 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN184-080-50-00

Property Details

APN / Parcel Number

Primary APN184-080-50-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,282 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area23,522 sqft (0.54 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1654 LONE OAK RD
CityVISTA
StateCA
Zip92084-7724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 33-11-3W NEQ (EX RD&DOC129734REC71)DOC189218REC68 IN NWQ OF
Legal Range03W
Legal Township11
Legal Section33
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1654 LONE OAK RD, VISTA, CA 92084-7724
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2016 · Amount on Record
Deed SaleFeb 18, 2016 · Amount on Record
Prior SaleJul 8, 2004 · Amount on Record
Deed Document Number201670772
Last Transfer DateOct 2, 2020
Transfer Doc0000620150
Record UpdatedOct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 14, 2020
Property Address1654 LONE OAK RD, VISTA, CA 92084-7724
Document Number0000620150
Instrument DateOct 2, 2020
Instrument2020-0620150
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 LONE OAK RD, VISTA, CA 92084-7724

Mortgage

Document Number0000620151
DateOct 14, 2020
Instrument2020-0620151
Lender
NameAXOS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$772,773 (+2%) Land $330,860 Building $441,913
2025$9,147.00 (+8.1%) Homeowner's exemption$757,622 (+4.04%) Land $324,373 Building $433,249
2023$8,462.00 (+0.25%) Homeowner's exemption$728,204 Land $311,778 Building $416,426
2022$8,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimFeb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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