1653 Lone Oak Rd, Vista, CA 92084 Property Records

San Diego County property record for 1653 Lone Oak Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 7,061 sqft · built 2020
Lot Size	3.03 acres (132,422 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Nov 2018)
Tax Bill	$16,729 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2023 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`184-260-32-00`

Property Details

APN / Parcel Number

Primary APN	`184-260-32-00`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Building Area	7,061 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	132,422 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1653 LONE OAK RD
City	VISTA
State	CA
Zip	92084-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 4 TR PM02035
Legal Subdivision	POR NW4 S33T11SR03W SBB&M
Legal Tract	2035
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage US BANK NA
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 22, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2021	Intrafamily Transfer, Transfer
Nov 8, 2018	Affidavit of Death, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Nov 8, 2018	Affidavit of Death, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Nov 8, 2018	Grant Deed, Transfer · Conventional Mortgage WELDON FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	2018468192
Last Transfer Date	Jun 15, 2021
Transfer Doc	0000452646
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452020
Date	Jun 21, 2021
Instrument	2021-0452020

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 LONE OAK RD, VISTA, CA 92084-7725

Mortgage

Document Number	0000020703
Date	Jan 25, 2023
Instrument	2023-0020703

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2021
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000452646
Map Reference	FILE 1973-306846
Instrument Date	Jun 15, 2021
Instrument	2021-0452646
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1653 LONE OAK RD, VISTA, CA 92084-7725

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2021
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000452017
Map Reference	FILE 1973-306846
Instrument Date	Jun 15, 2021
Instrument	2021-0452017
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1653 LONE OAK RD, VISTA, CA 92084-7725

Mortgage

Document Number	0000452018
Date	Jun 21, 2021
Instrument	2021-0452018

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 LONE OAK RD, VISTA, CA 92084-7725

Mortgage

Document Number	0000050131
Date	Jan 22, 2021
Instrument	2021-0050131

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 LONE OAK RD, VISTA, CA 92084-7725

Mortgage

Document Number	0000483517
Date	Aug 25, 2020
Instrument	2020-0483517

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2021
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000368227
Map Reference	FILE 73-306846
Instrument Date	Dec 1, 2020
Instrument	2021-0368227
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1653 LONE OAK RD, VISTA, CA 92084-7725

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2018
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000468191
Instrument Date	Nov 6, 2018
Instrument	468191
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 LONE OAK RD VISTA CA 92084, VISTA, CA 92084

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2018
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000468190
Instrument Date	Nov 3, 2018
Instrument	468190
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 SUGARBUSH DR VISTA CA 920847413, VISTA, CA 92084-7413

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2018
Property Address	1653 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000468192
Instrument Date	Nov 2, 2018
Instrument	468192
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2236 LONE OAK LN VISTA CA 920847718, VISTA, CA 92084-7718

Mortgage

Document Number	468193
Date	Nov 8, 2018
Instrument	468193

Lender

Name	WELDON FAMILY TRUST (PT)
Address	PO BOX 9208, RANCHO SANTA FE, CA 92067-4208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,454,591 (+2%) Land $409,616 Building $1,044,975
2025	$16,729.00 (+8.31%) Homeowner's exemption	$1,426,071 (+4.04%) Land $401,585 Building $1,024,486
2023	$15,446.00 (+0.24%) Homeowner's exemption	$1,370,697 Land $385,992 Building $984,705
2022	$15,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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