16537 Ringer Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 16537 Ringer Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 4,126 sqft · built 1990
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$929,900 (Jul 2020)
Tax Bill	$16,284 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-117-22-43-0016`

Property Details

APN / Parcel Number

Primary APN	`05-117-22-43-0016`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	4,126 sqft Living Area
Gross Area	5,838 sqft
1st Floor Area	4,126 sqft
Basement Area	1,712 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	28,750 sqft (0.66 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	920 sqft
Porch	Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	16537 RINGER RD
City	WAYZATA
State	MN
Zip	55391-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 001 BLOCK 001 A WESTMARCH 2ND ADDN IRREGULAR
Legal Range	22
Legal Township	117
Legal Section	05
Legal Quarter	43
Legal Subdivision	WESTMARCH 2ND ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2000
Census Tract	26301

Owner

16537 Ringer Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16537 RINGER RD, WAYZATA, MN 55391-2061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Warranty Deed, Transfer US BK
Feb 10, 2018	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Jul 7, 2016 · Amount on File
Deed Document Number	202010808783
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 8, 2020
Property Address	16537 RINGER RD, WAYZATA, MN 55391-2061
Document Number	0010808783
Instrument Date	Jun 24, 2020
Instrument	10808783
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,162.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16537 RINGER RD WAYZATA MN 553912061, WAYZATA, MN 55391-2061

Mortgage

Document Number	10808784
Date	Jul 8, 2020
Instrument	10808784

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42304-0005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16537 RINGER RD, WAYZATA, MN 55391-2061
Document Number	0010529882
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16537 RINGER RD WAYZATA MN 553912061, WAYZATA, MN 55391-2061

Mortgage

Document Number	0010529882
Date	Feb 20, 2018
Instrument	10529882

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 19, 2028

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16537 RINGER RD, WAYZATA, MN 55391-2061
Document Number	0010526940
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16537 RINGER RD WAYZATA MN 553912061, WAYZATA, MN 55391-2061

Mortgage

Document Number	0010526940
Date	Feb 7, 2018
Instrument	10526940

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 16537 Ringer Rd was $16,284.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,284.00	$1,128,200 Land $317,900 Building $810,300	$1,128,200 Land $317,900 Building $810,300
2023	$13,846.00 Homeowner's exemption
2022		$1,048,200 Land $317,900 Building $730,300	$1,048,200 Land $317,900 Building $730,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16537 Ringer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16537 Ringer Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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