16458 Ringer Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 16458 Ringer Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.25 ba · 2,837 sqft · built 1988
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,180,000 (Oct 2026)
Tax Bill	$14,054 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2021 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`05-117-22-43-0006`

Property Details

APN / Parcel Number

Primary APN	`05-117-22-43-0006`

Interior

Bedrooms	4 Beds
Full Baths	5.25 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,837 sqft Living Area
Gross Area	4,823 sqft
1st Floor Area	2,837 sqft
Basement Area	1,986 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Frame Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	136 ft deep x 225 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	782 sqft
Deck Area	532 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	16458 RINGER RD
City	WAYZATA
State	MN
Zip	55391-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 003 BLOCK 001 A WESTMARCH W 225X136X270X124
Legal Range	22
Legal Township	117
Legal Section	05
Legal Quarter	43
Legal Subdivision	WESTMARCH
Legal Block	1
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2000
Census Tract	26301

Owner

Source: Hennepin County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 12, 2025	Intrafamily Transfer, Transfer
Feb 12, 2025	Intrafamily Transfer, Transfer
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Apr 11, 2019	Warranty Deed, Transfer MINNESOTA TITLE
Apr 6, 2017	Deed of Trust, Mortgage BNY MELLON NA
Mar 14, 2017	Grant Deed, Transfer
Feb 16, 2017	Grant Deed, Transfer TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC
Feb 16, 2017	Affidavit of Death, Transfer TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	202611503831
Prior Transfer Date	Feb 7, 2025
Prior Transfer Doc	0011348993
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 12, 2026
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0011503831
Instrument Date	Sep 10, 2026
Instrument	202611503831
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	ALEX TITLE, FLEX TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405,212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16458 RINGER RD, WAYZATA, MN 55391-2000

Mortgage

Document Number	0011503832,
Date	Oct 12, 2026
Instrument	202611503832

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16458 RINGER RD, WAYZATA, MN 55391-2000

Mortgage

Document Number	0A11003617
Date	Aug 18, 2021
Instrument	A11003617

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Feb 12, 2025
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0A11348993
Instrument Date	Feb 7, 2025
Instrument	A11348993
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16458 RINGER RD, WAYZATA, MN 55391-2000

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Feb 12, 2025
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0A11348994
Instrument Date	Feb 7, 2025
Instrument	A11348994
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16458 RINGER RD, WAYZATA, MN 55391-2000

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Mar 11, 2021
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0A10929684
Instrument Date	Feb 26, 2021
Instrument	A10929684
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	PILLAR TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16458 RINGER RD, WAYZATA, MN 55391-2000

Mortgage

Document Number	0A10929685
Date	Mar 11, 2021
Instrument	A10929685

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0010885747
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16458 RINGER RD WAYZATA MN 553912000, WAYZATA, MN 55391-2000

Mortgage

Document Number	0010885747
Date	Dec 15, 2020
Instrument	10885747

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0010667254
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16458 RINGER RD WAYZATA MN 553912000, WAYZATA, MN 55391-2000

Mortgage

Document Number	0010667254
Date	Jun 11, 2019
Instrument	10667254

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 11, 2019
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0005605617
Instrument Date	Apr 5, 2019
Instrument	5605617
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$598.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16458 RINGER RD WAYZATA MN 553912000, WAYZATA, MN 55391-2000

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0010428042
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16458 RINGER RD WAYZATA MN 553912000, WAYZATA, MN 55391-2000

Mortgage

Document Number	0010428042
Date	Apr 12, 2017
Instrument	10428042

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 14, 2017
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0010419783
Instrument Date	Mar 14, 2017
Instrument	10419783
Transaction Type	Transfer
Record Updated	Apr 5, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16458 RINGER RD WAYZATA MN 553912000, WAYZATA, MN 55391-2000

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 16, 2017
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0010412968
Instrument Date	Feb 10, 2017
Instrument	10412968
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$2,210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16458 RINGER RD WAYZATA MN 553912000, WAYZATA, MN 55391-2000

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HENNEPIN MN
Recording Date	Feb 16, 2017
Property Address	16458 RINGER RD, WAYZATA, MN 55391-2000
Document Number	0010412967
Instrument Date	Feb 10, 2017
Instrument	10412967
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,054.00 (+18.93%)	$985,700 (+8.63%) Land $318,000 Building $667,700	$985,700 (+8.63%) Land $318,000 Building $667,700
2023	$11,817.00 Homeowner's exemption
2022		$907,400 Land $317,900 Building $589,500	$907,400 Land $317,900 Building $589,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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