16536 FM 2090 Rd, Conroe, TX 77306 Property Records

Montgomery County property record for 16536 FM 2090 Rd, Conroe, TX 77306

Property Summary

Property Type	Single Family Home
Details	1 ba · 726 sqft · built 1974
Lot Size	4.15 acres (180,774 sqft)
Owner	2 Individual Names on File
Tax Bill	$178 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0734-00-01200`

Property Details

APN / Parcel Number

Primary APN	`0734-00-01200`
Alternative APN	`R58491`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	726 sqft Living Area
1st Floor Area	726 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	180,774 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	16536 FM 2090 RD
City	CONROE
State	TX
Zip	77306-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	A0734 - GRANGER C E, TRACT 1-B, 12, ACRES 4.15
Legal Subdivision	GRANGER C E
Legal Tract	1-B
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	692701

Owner

16536 FM 2090 Rd is owned and occupied by two individuals.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16536 FM 2090 RD, CONROE, TX 77306-7910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage SMART FINANCIAL CU
May 5, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	16536 FM 2090 RD, CONROE, TX 77306-7910
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16536 FM 2090 RD, CONROE, TX 77306-7910

Mortgage

Document Number	0000084925
Date	Sep 7, 2023
Instrument	2023084925

Lender

Name	SMART FINANCIAL CU
Type	Credit Union
Address	HOUSTON, TX 77072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	16536 FM 2090 RD, CONROE, TX 77306-7910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042578
Date	May 5, 2020
Instrument	2020042578

Lender

Name	BBVA USA
Type	Bank
Address	CONROE, TX 77301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16536 FM 2090 Rd was $178 with exemptions applied, up 7.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,815 (+1%)	$258,274 (-0.07%) Land $207,500 Building $50,774
2025	$178.00 (+7.23%) Homeowner's exemption Senior Citizen's exemption	$109,832 (+1%) Land $207,500 Building $50,952	$258,452 (+4.94%) Land $207,500 Building $50,952
2024	$166.00 (+8.5%) Homeowner's exemption Senior Citizen's exemption	$99,847 (+1%) Land $207,500 Building $38,777	$246,277 (+0.44%) Land $207,500 Building $38,777
2023	$153.00 Homeowner's exemption	$90,770 Land $207,500 Building $37,710	$245,210 Land $207,500 Building $37,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16536 FM 2090 Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16536 FM 2090 Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber DSL	300 / 70
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Optimum.

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