San Diego County property record for 16529 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,957 sqft · built 1980 |
| Lot Size | 0.41 acres (17,864 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-411-01-00 |
| Primary APN | 288-411-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,957 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 17,864 sqft (0.41 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16529 ARENA DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 426 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 4 |
| Legal Lot Number | 426 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 7, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Oct 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 2, 2017 | Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK |
| Jun 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 28, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Feb 27, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage HOMEWARD RESID'L |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2020 |
| Transfer Doc | 0000604343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 7, 2020 |
| Property Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000604343 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 604343 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16529 ARENA DR RAMONA CA 920654106, RAMONA, CA 92065-4106 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000602840 |
| Map Reference | MAP 7519 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020-0602840 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000602841 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-0602841 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 2, 2017 |
| Property Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000247905 |
| Map Reference | MAP7519 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 2017-0247905 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000247906 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 2017-0247906 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 5, 2017 |
| Property Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000250135 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 250135 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 16529 ARENA DR RAMONA CA 920654106, RAMONA, CA 92065-4106 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2017 |
| Property Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000093341 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 93341 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 16529 ARENA DR RAMONA CA 920654106, RAMONA, CA 92065-4106 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 16529 ARENA DR, RAMONA, CA 92065-4106 |
| Document Number | 0000090721 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 90721 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16529 ARENA DR RAMONA CA 920654106, RAMONA, CA 92065-4106 |
| Document Number | 90722 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 90722 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 26, 2032 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $234,018 (+2%) Land $55,491 Building $178,527 | |
| 2025 | $3,367.00 (+9.5%) Homeowner's exemption | $229,430 (+4.04%) Land $54,403 Building $175,027 |
| 2023 | $3,075.00 (-4.74%) Homeowner's exemption | $220,524 Land $52,292 Building $168,232 |
| 2022 | $3,228.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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