Riverside County property record for 16522 Cheltenham Rd, Riverside, CA 92504
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,426 sqft · built 2006 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Sep 2019) |
| Tax Bill | $16,244 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 273-640-007 |
| Primary APN | 273-640-007 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,426 sqft Living Area |
| Gross Area | 6,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 16522 CHELTENHAM RD |
|---|---|
| City | RIVERSIDE |
| State | CA |
| Zip | 92504-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | .94 ACRES NET IN LOT 7 MB 375/070 TR 30011-1 |
| Legal Subdivision | TRACT 30011 1 |
| Legal Tract | 30011-1 |
| Legal Lot Number | 7 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 42003 |
16522 Cheltenham Rd is owned by an individual who acquired it in August 2021.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12375 ALDERBROOK DR, RANCHO CUCAMONGA, CA 91739-8872 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Dec 9, 2022 | Deed of Trust, Mortgage · Line of Credit CAMINO FCU |
| Aug 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| Jan 21, 2021 | Grant Deed, Transfer NOT AVAILABLE |
| Sep 4, 2019 | Grant Deed, Transfer · ARM HOMEXPRESS MORTGAGE CORP |
| Jan 18, 2017 | Grant Deed, Transfer PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on File |
| Deed Sale | Sep 4, 2019 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Document Number | 2019344050 |
| Last Transfer Date | Aug 10, 2021 |
| Transfer Doc | 0000494775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000311623 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-0311623 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 5, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000497737 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022-0497737 |
| Name | CAMINO FCU |
|---|---|
| Type | Credit Union |
| Address | MONTEBELLO, CA 90640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 18, 2021 |
| Property Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000494775 |
| Map Reference | MB 375 PG 70-72 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021-0494775 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000494776 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-0494776 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 21, 2021 |
| Property Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000040424 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 40424 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12375 ALDERBROOK DR RANCHO CUCAMONGA CA 917398872, RANCHO CUCAMONGA, CA 91739-8872 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 4, 2019 |
| Property Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000344050 |
| Map Reference | MB 375 PG 70-72 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019-0344050 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000344051 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 2019-0344051 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 1, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 6.99% |
| Index | 1-Year LIBOR |
| Max Rate | 9.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 18, 2017 |
| Property Address | 16522 CHELTENHAM RD, RIVERSIDE, CA 92504-9555 |
| Document Number | 0000020112 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 20112 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | PRIORITY TITLE COMPANY, PRIORITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12509 MARCHMONT CT VICTORVILLE CA 923928008, VICTORVILLE, CA 92392-8008 |
| Document Number | 20113 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 20113 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 16522 Cheltenham Rd was $16,244.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Riverside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,175,844 (+2%) Land $198,733 Building $977,111 | ||
| 2025 | $16,244.00 | $1,152,789 Land $194,837 Building $957,952 | |
| 2023 | $15,721.00 (+1.81%) | $1,108,026 Land $187,272 Building $920,754 | |
| 2022 | $15,442.00 | ||
| 2021 | $1,055,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16522 Cheltenham Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Jan 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16522 Cheltenham Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN MWD serves 87,955 people · EPA ID CA3310049 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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