16521 23rd St, Sunset Beach, CA 90742 Property Records

Orange County property record for 16521 23rd St, Sunset Beach, CA 90742

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,392 sqft · built 1948
Lot Size0.062 acres (2,700 sqft)
OwnerTrust Name on File
Tax Bill$1,738 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN178-514-10

Property Details

APN / Parcel Number

Primary APN178-514-10

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area2,700 sqft (0.062 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16521 23RD ST
CitySUNSET BEACH
StateCA
Zip90742-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR SUNSET BEACH BLK 124 LOT 3
Legal SubdivisionSUNSET BEACH TRACT
Legal Tract757
Legal Block124
Legal Lot Number3
JurisdictionORANGE CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1013
Census Tract99506

Owner

16521 23rd St is owner-occupied and held in a trust since September 1997.

Source: Orange County records, as of August 4, 2026

Owner of RecordTrust Name on File
Mailing Address16521 23RD ST, SUNSET BEACH, CA 90742-2021
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 9, 1997
Transfer Doc0000445303
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address16521 23RD ST, SUNSET BEACH, CA 90742-2021
Document Number0000712772
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16521 23RD ST SUNSET BEACH CA 907422021, SUNSET BEACH, CA 90742-2021

Mortgage

Document Number0000712772
DateDec 4, 2020
Instrument712772
Lender
NameL ALLEY LOANS INC L ALLEY LOANS INC
TypeBank
AddressHUNTINGTON BEACH, CA 92648
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16521 23rd St was $1,738 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityHuntington Beach City
Elementary School DistrictHuntington Beach City Elementary School District (KG - 08)
Secondary School DistrictHuntington Beach Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$110,852 (+2%) Land $73,556 Building $37,296
2025$1,738.00 Homeowner's exemption$108,679 Land $72,114 Building $36,565
2023$1,532.00 (+1.93%) Homeowner's exemption$104,460 Land $69,313 Building $35,147
2022$1,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16521 23rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 107 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies107 in force
Nearby Flood Claims46 (1983–2023)
Claims Outside the SFHA42 of 46
Most Recent ClaimJan 2023 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16521 23rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HUNTINGTON BEACH
serves 201,000 people · EPA ID CA3010053
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cosmo Network Solutions
Fixed Wireless
350 / 150
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on 23rd St

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