1651 SW 20th St, Miami, FL 33145 Property Records

Miami-Dade County property record for 1651 SW 20th St, Miami, FL 33145

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,406 sqft · built 1939
Lot Size	0.13 acres (5,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,500 (Jul 2020)
Tax Bill	$12,091 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4111-011-0650`

Property Details

APN / Parcel Number

Primary APN	`01-4111-011-0650`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1999
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,650 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Pool Type	Pool with Hot Tub/Spa
Pool Area	55 sqft
Patio Area	380 sqft

Location & Zoning

Street Address	1651 SW 20TH ST
City	MIAMI
State	FL
Zip	33145-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5700
Legal Description	OSCEOLA GROVESPB 8-107 LOTS 35 & 36BLK 4 LOT SIZE 50.000 X 113 OR 10956-1268 1280 5 COC 23470-3419 05 2005 5
Legal Range	41E
Legal Township	54S
Legal Section	11
Legal Subdivision	OSCEOLA GROVES
Legal Block	4
Legal Lot Number	35,36
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2004
Census Tract	6504

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1651 SW 20TH ST, MIAMI, FL 33145-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit OCEAN BANK
Jul 9, 2020	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK FLORIDA
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2020375070
Deed Book / Page	32000 / 2820
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0000609121
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1651 SW 20TH ST, MIAMI, FL 33145-2839
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 SW 20TH ST, MIAMI, FL 33145-2839

Mortgage

Document Number	0000877048
Date	Nov 18, 2022
Book Page	33472/910
Instrument	2022R0877048

Lender

Name	OCEAN BANK
Type	Bank
Address	MIAMI, FL 33175

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 9, 2020
Property Address	1651 SW 20TH ST, MIAMI, FL 33145-2839
Document Number	0000375070
Book / Page	032000 / 002820
Instrument Date	Jul 1, 2020
Instrument	375070
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	A AND A TITLE SERVICE INC, A&A TITLE SERVICE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1651 SW 20TH ST MIAMI FL 331452839, MIAMI, FL 33145-2839

Mortgage

Document Number	375071
Date	Jul 9, 2020
Book Page	032000/002822
Instrument	375071

Lender

Name	FIRSTBANK FLORIDA
Type	Bank
Address	MIAMI, FL 33126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 25, 2018
Property Address	1651 SW 20TH ST, MIAMI, FL 33145-2839
Document Number	0000372163
Book / Page	31027 / 2264
Map Reference	MB 8 PG 107
Instrument Date	Jun 7, 2018
Instrument	2018R0372163
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2949 SHAMROCK ST N # N22, 2949, TALLAHASSEE, FL 32309-2295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 SW 20TH ST, MIAMI, FL 33145-2839

Mortgage

Document Number	0000372164
Date	Jun 25, 2018
Instrument	2018R0372164

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,091.00 (+4.32%) Homeowner's exemption	$628,098 (+6.97%)	$688,968 (+17.33%) Land $480,250 Building $208,718
2023	$11,590.00 (+24.26%) Homeowner's exemption	$587,199 (+17.21%) Land $378,452 Building $208,747	$587,199 (+17.21%) Land $378,452 Building $208,747
2022	$9,327.00	$500,982 Land $327,712 Building $173,270	$500,982 Land $327,712 Building $173,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1999–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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