Miami-Dade County property record for 1640 SW 20th St, Miami, FL 33145
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,426 sqft · built 1940 |
| Lot Size | 0.118 acres (5,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (May 1981) |
| Tax Bill | $6,906 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jul 2007 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-4111-011-0770 |
| Primary APN | 01-4111-011-0770 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 3,027 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Lot Area | 5,150 sqft (0.118 acres) |
| Lot Dimensions | 103 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 56 sqft |
| Patio Area | 70 sqft |
| Fence | Fence |
| Street Address | 1640 SW 20TH ST |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33145-2840 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 5700:DUPLEXES,GENERAL |
| Legal Description | OSCEOLA GROVES PB 8-107 LOT 15 & 16 BLK 5 LOT SIZE 50.000 X 100 OR 12703-393 1185 4 |
| Legal Range | 41 |
| Legal Township | 54 |
| Legal Section | 11 |
| Legal Subdivision | OSCEOLA GROVES |
| Legal Block | 5 |
| Legal Lot Number | 15,16 16 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 6504 |
Source: Miami-Dade County records · APN 01-4111-011-0770
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1640 SW 20TH ST, MIAMI, FL 33145-2840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 07, 2007 | Deed of Trust, Mortgage · Line of Credit WACHOVIA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 1981 · Amount on Record |
| Deed Sale | May 01, 1981 · Amount on Record |
| Deed Document Number | 0111131740 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 1640 SW 20TH ST, MIAMI, FL 33145-2840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003969 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 31753/4654 |
| Instrument | 2020R0003969 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 1640 SW 20TH ST, MIAMI, FL 33145-2840 |
| Document Number | 0000403986 |
| Instrument Date | Jul 07, 2007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1638 SW 20TH ST MIAMI FL 331452840, MIAMI, FL 33145-2840 |
| Document Number | 0000403986 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 031503/000168 |
| Instrument | 403986 |
| Name | WACHOVIA BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28288-0343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Jun 27, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Miami City |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,906.00 (+13.94%) Homeowner's exemption Senior Citizen's exemption | $429,066 (+13.51%) | $649,455 (+16.16%) Land $437,750 Building $211,705 |
| 2023 | $6,061.00 (+8.62%) Homeowner's exemption Senior Citizen's exemption | $378,006 (+9.14%) | $559,120 (+11.48%) Land $345,193 Building $213,927 |
| 2022 | $5,580.00 Homeowner's exemption Senior Citizen's exemption | $346,341 | $501,524 Land $298,703 Building $202,821 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), as of January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860065042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (1999–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2019 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Hotwire Communications.
Based on FCC filings for 632 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL4130871, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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