1651 Mesa Verde Dr, Vista, CA 92084 Property Records

San Diego County property record for 1651 Mesa Verde Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,094 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$748,000 (Feb 2020)
Tax Bill	$9,252 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-290-04-00`

Property Details

APN / Parcel Number

Primary APN	`177-290-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,094 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1651 MESA VERDE DR
City	VISTA
State	CA
Zip	92084-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 4 TR 009457
Legal Subdivision	VISTA 077-36
Legal Tract	009457
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1651 MESA VERDE DR, VISTA, CA 92084-5324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage FRONTWAVE CU
Feb 13, 2020	Grant Deed, Transfer · VA Mortgage FRONTWAVE CU
Feb 13, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Dec 2, 1996 · Amount on Record
Deed Document Number	202075118
Prior Transfer Date	Dec 17, 1996
Prior Transfer Doc	0000639365
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1651 MESA VERDE DR, VISTA, CA 92084-5324
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 MESA VERDE DR, VISTA, CA 92084-5324

Mortgage

Document Number	0000789314
Date	Nov 15, 2021
Instrument	2021-0789314

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2020
Property Address	1651 MESA VERDE DR, VISTA, CA 92084-5324
Document Number	0000075118
Instrument Date	Jan 23, 2020
Instrument	75118
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$823.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1651 MESA VERDE DR VISTA CA 920845324, VISTA, CA 92084-5324

Mortgage

Document Number	75119
Date	Feb 13, 2020
Instrument	75119

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2020
Property Address	1651 MESA VERDE DR, VISTA, CA 92084-5324
Document Number	0000075117
Instrument Date	Jan 23, 2020
Instrument	75117
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5801 CRESTRIDGE RD #D203 RANCHO PALOS VERDES CA 902754975, D203, RANCHO PALOS VERDES, CA 90275-4975

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$834,402 (+2%) Land $242,237 Building $592,165
2025	$9,252.00 (+8.64%) Homeowner's exemption	$818,042 (+4.04%) Land $237,488 Building $580,554
2023	$8,516.00 (+0.26%) Homeowner's exemption	$786,278 Land $228,267 Building $558,011
2022	$8,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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