1643 Mesa Verde Dr, Vista, CA 92084 Property Records

San Diego County property record for 1643 Mesa Verde Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,678 sqft · built 1949
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Jul 2026)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-290-03-00`

Property Details

APN / Parcel Number

Primary APN	`177-290-03-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,678 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1643 MESA VERDE DR
City	VISTA
State	CA
Zip	92084-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 3 TR 009457
Legal Subdivision	VISTA TRACT #77-36
Legal Tract	009457
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19601

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1643 MESA VERDE DR, VISTA, CA 92084-5324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 28, 2026	Affidavit, Transfer
Jul 28, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Deed Document Number	2026216940
Prior Transfer Date	Jul 21, 2026
Prior Transfer Doc	0000216939
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2026
Property Address	1643 MESA VERDE DR, VISTA, CA 92084-5324
Document Number	0000288009
Instrument Date	Sep 30, 2026
Instrument	2026288009
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 MESA VERDE DR, VISTA, CA 92084-5324

Mortgage

Document Number	0000288009,
Date	Oct 5, 2026
Instrument	2026288009

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2051

Interest

Max Rate	-1%

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2026
Property Address	1643 MESA VERDE DR, VISTA, CA 92084-5324
Document Number	0000216939
Instrument Date	Jul 21, 2026
Instrument	2026216939
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8215 SIERRA DR, EDMONDS, WA 98026-6256

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2026
Property Address	1643 MESA VERDE DR, VISTA, CA 92084-5324
Document Number	0000216940
Instrument Date	Jul 9, 2026
Instrument	2026216940
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 MESA VERDE DR, VISTA, CA 92084-5324

Mortgage

Document Number	0000216941,
Date	Jul 28, 2026
Instrument	2026216941

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$212,379 (+2%) Land $95,076 Building $117,303
2025	$3,151.00 (+6.45%)	$208,215 (+4.04%) Land $93,212 Building $115,003
2023	$2,960.00 (+0.2%)	$200,133 Land $89,594 Building $110,539
2022	$2,954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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