1651 McDowell Ave, Aurora, IL 60504 Property Records

Kane County property record for 1651 McDowell Ave, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,162 sqft · built 1994
Lot Size	0.173 acres (7,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2021)
Tax Bill	$10,236 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-36-476-009`

Property Details

APN / Parcel Number

Primary APN	`15-36-476-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,162 sqft Living Area
Gross Area	2,582 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	7,550 sqft (0.173 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1651 MCDOWELL AVE
City	AURORA
State	IL
Zip	60504-7554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR POINTES SUB : LOT 177
Legal Subdivision	FOUR POINTES SUB
Legal Block	1
Legal Lot Number	177
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1031
Census Tract	854403

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1651 MCDOWELL AVE, AURORA, IL 60504-7554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage HLP MORTGAGE LLC
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HLP MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Mar 11, 2015 · Amount on Record
Deed Document Number	202153864
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 14, 2021
Property Address	1651 MCDOWELL AVE, AURORA, IL 60504-7554
Document Number	0000053864
Map Reference	DOC 92K65879
Instrument Date	Jun 25, 2021
Instrument	2021K053864
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9905 PIN OAK ACRES WAY UNIT 621, 9905, CHARLOTTE, NC 28277-0475

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1651 MCDOWELL AVE, AURORA, IL 60504-7554

Mortgage

Document Number	0000053865
Date	Jul 14, 2021
Instrument	2021K053865

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1651 MCDOWELL AVE, AURORA, IL 60504-7554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043898
Date	Sep 19, 2019
Instrument	2019K043898

Lender

Name	HLP MORTGAGE LLC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate	4.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1651 MCDOWELL AVE, AURORA, IL 60504-7554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018779
Date	Apr 15, 2020
Instrument	2020K018779

Lender

Name	HLP MORTGAGE LLC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,236.00 (+12.22%) Homeowner's exemption	$131,421 (+9.39%) Land $23,203 Building $108,218	$394,421 (+9.39%) Land $69,637 Building $324,784
2024		$120,140 (+22.66%) Land $21,211 Building $98,929	$360,564 (+22.71%) Land $63,658 Building $296,906
2022	$9,121.00 (+4.79%) Homeowner's exemption	$97,943 (+7.41%) Land $17,292 Building $80,651	$293,829 (+7.41%) Land $51,876 Building $241,953
2021	$8,704.00 Homeowner's exemption	$91,186 Land $16,099 Building $75,087	$273,558 Land $48,297 Building $225,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

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