1657 McDowell Ave, Aurora, IL 60504 Property Records

Kane County property record for 1657 McDowell Ave, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,993 sqft · built 1994
Lot Size	0.162 acres (7,062 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Nov 2022)
Tax Bill	$9,797 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-36-479-013`

Property Details

APN / Parcel Number

Primary APN	`15-36-479-013`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,993 sqft Living Area
Gross Area	2,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	7,062 sqft (0.162 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1657 MCDOWELL AVE
City	AURORA
State	IL
Zip	60504-7555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR POINTES SUB LOT 174
Legal Subdivision	FOUR POINTES SUB
Legal Block	1
Legal Lot Number	174
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1029
Census Tract	854403

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 17, 2023	Intrafamily Transfer, Transfer
Nov 3, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 15, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	202253511
Last Transfer Date	Feb 28, 2023
Transfer Doc	0000008352
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023279
Date	Jul 12, 2023
Instrument	2023K023279

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.25%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 17, 2023
Property Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555
Document Number	0000008352
Map Reference	DOC 92K65879
Instrument Date	Feb 28, 2023
Instrument	2023K008352
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 3, 2022
Property Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555
Document Number	0000053511
Map Reference	DOC 92K65879
Instrument Date	Oct 21, 2022
Instrument	2022K053511
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555

Mortgage

Document Number	0000053512
Date	Nov 3, 2022
Instrument	2022K053512

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.99%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014919
Date	Feb 25, 2021
Instrument	2021K014919

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.49%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 15, 2019
Property Address	1657 MCDOWELL AVE, AURORA, IL 60504-7555
Document Number	0000055442
Instrument Date	Oct 23, 2019
Instrument	55442
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9009 WATER OAK DR ARLINGTON TX 760023094, ARLINGTON, TX 76002-3094

Mortgage

Document Number	55443
Date	Nov 15, 2019
Instrument	55443

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,797.00 (+5.08%)	$131,128 (+9.39%) Land $23,203 Building $107,925	$393,541 (+9.39%) Land $69,637 Building $323,905
2024	$9,323.00 (-3.83%)	$119,872 (+22.66%) Land $21,211 Building $98,661	$359,760 (+22.71%) Land $63,658 Building $296,101
2022	$9,694.00 (+4.27%)	$97,724 (+7.41%) Land $17,292 Building $80,432	$293,172 (+7.41%) Land $51,876 Building $241,296
2021	$9,297.00	$90,982 Land $16,099 Building $74,883	$272,946 Land $48,297 Building $224,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

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