1651 Buddy Rd, Chipley, FL 32428 Property Records

Washington County property record for 1651 Buddy Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,812 sqft · built 2024
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on Record
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`24750004`

Property Details

APN / Parcel Number

Primary APN	`24750004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,812 sqft Heated Area
Gross Area	3,852 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,045,440 sqft (24 acres)
Shed	1 Shed
Shed Area	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1651 BUDDY RD
City	CHIPLEY
State	FL
Zip	32428-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 4 13 24 ORB 1260 P 138, ORB 1260 P 140 BG SWC OF SE4 OF SW4, E 751.71' FOR POB, NW 888.71', NE 100.03', SE 296.70', NE
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1047
Census Tract	970102

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1651 BUDDY RD, CHIPLEY, FL 32428-5342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Construction Mortgage INNOVATIONS FINANCIAL CU
Dec 9, 2022	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022
Deed Sale	Dec 9, 2022
Deed Document Number	0001260140
Deed Book / Page	1260 / 140
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1651 BUDDY RD, CHIPLEY, FL 32428-5342
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 BUDDY RD, CHIPLEY, FL 32428-5342

Mortgage

Document Number	0067005793
Date	Aug 18, 2023
Book Page	1280/697
Instrument	202367005793

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union
Address	PANAMA CITY, FL 32408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 26, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 9, 2022
Property Address	1651 BUDDY RD, CHIPLEY, FL 32428-5342
Document Number	0067009774
Book / Page	1260 / 140
Instrument Date	Dec 7, 2022
Instrument	202267009774
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1633 BUDDY RD, CHIPLEY, FL 32428-5342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 FALLING WATERS RD, CHIPLEY, FL 32428-6025

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,667.00 (+4,541.77%) Homeowner's exemption	$305,620	$360,483
2024	$79.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wildstar Networks.

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