1631 Buddy Rd, Chipley, FL 32428 Property Records

Washington County property record for 1631 Buddy Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,000 (Jul 2016)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000024750001`

Property Details

APN / Parcel Number

Primary APN	`000024750001`
Alternative APN	`24750001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,876 sqft Heated Area
Gross Area	2,712 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000024750001
Street Address	1631 BUDDY RD
City	CHIPLEY
State	FL
Zip	32428-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 4 13 2 ORB 1064 P 387 & ORB 1065 P 89 COMM NEC OF SE4 OF SW4, S 122.01' FOR POB, S 177.32', W 585.80'TO E R/W OF BUDDY RD,
Legal Range	13W
Legal Township	04N
Legal Section	30
Legal Block	2475
Legal Lot Number	0001
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1047
Census Tract	970102

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1631 BUDDY RD, CHIPLEY, FL 32428-5342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Oct 4, 2017	Trustee's Deed, Construction Loan · Line of Credit ONE SOUTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	0001064387
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1631 BUDDY RD, CHIPLEY, FL 32428-5342
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1631 BUDDY RD, CHIPLEY, FL 32428-5342

Mortgage

Document Number	0067005985
Date	Aug 17, 2021
Book Page	1215/589
Instrument	202167005985

Lender

Name	REGIONS
Type	Non-Lending Institution
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Sep 1, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1631 BUDDY RD, CHIPLEY, FL 32428-5342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067004055
Date	Jun 13, 2018
Book Page	1120/220
Instrument	201867004055

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 4, 2017
Property Address	1631 BUDDY RD, CHIPLEY, FL 32428-5342
Book / Page	001101 / 000037
Instrument Date	Oct 2, 2017
Instrument	67006771
Transaction Type	Construction Loan
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1256 MERRY ACRES DR CHIPLEY FL 324284212, CHIPLEY, FL 32428-4212

Mortgage

Document Number	0067006771
Date	Oct 4, 2017
Book Page	001101/000037
Instrument	67006771

Lender

Name	ONE SOUTH BK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 3, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (+7.17%) Homeowner's exemption	$138,027 (+2.9%)	$217,243 (+18.08%) Land $17,000 Building $200,243
2024	$1,256.00 (+2.7%) Homeowner's exemption	$134,137 (+3%)	$183,973 (+8.62%) Land $15,000 Building $168,973
2023	$1,223.00 (+3.73%) Homeowner's exemption	$130,230 (+3.16%)	$169,380 (+10.65%) Land $15,000 Building $154,380
2022	$1,179.00 Homeowner's exemption	$126,241	$153,080 Land $12,400 Building $140,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Buddy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures