1651 4th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1651 4th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,047 sqft · built 1960
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2017)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`33-39-01-00037-0250-00014.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00037-0250-00014.0`
Alternative APN	`65645`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft
Utility Area	100 sqft
Utility Room	Utility Room
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	97 ft deep x 57 ft wide
View / Lot	Interior
Garage Type	Carport
Garage Area	391 sqft
Carport	Carport
Carport Area	391 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Porch	Screened Porch
Porch Area	108 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1651 4TH AVE
City	VERO BEACH
State	FL
Zip	32960-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-10
Legal Description	ROCKRIDGE UNIT 8 BLK Y LOT 14 PBI 6-53
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	ROCKRIDGE SUB UNIT 8
Legal Block	Y
Legal Lot Number	14
Legal Unit	8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2023
Census Tract	50401

Owner

1651 4th Ave is owned and occupied by an individual who bought it in December 2017.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1651 4TH AVE, VERO BEACH, FL 32960-5604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 21, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jun 8, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	201773732
Deed Book / Page	3079 / 2485
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0030310576
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1651 4TH AVE, VERO BEACH, FL 32960-5604
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 4TH AVE, VERO BEACH, FL 32960-5604

Mortgage

Document Number	0035100737
Date	Feb 10, 2022
Book Page	3510/737
Instrument	3120220008599

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 21, 2017
Property Address	1651 4TH AVE, VERO BEACH, FL 32960-5604
Document Number	0030792485
Book / Page	003079 / 002485
Instrument Date	Dec 14, 2017
Instrument	73732
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 4TH AVE VERO BEACH FL 329605604, VERO BEACH, FL 32960-5604

Mortgage

Document Number	30792486
Date	Dec 21, 2017
Book Page	003079/002486
Instrument	73733

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 8, 2017
Property Address	1651 4TH AVE, VERO BEACH, FL 32960-5604
Document Number	0030310576
Book / Page	003031 / 000576
Instrument Date	May 19, 2017
Instrument	33059
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$266.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 4TH AVE VERO BEACH FL 329605604, VERO BEACH, FL 32960-5604

Tax Assessment & Valuation

The 2025 property tax bill for 1651 4th Ave was $1,268 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 Homeowner's exemption	$103,999	$194,545 Land $33,237 Building $161,308
2023	$971.00 (+3.85%)	$98,124 (+3%)	$177,767 (+28.71%) Land $23,741 Building $154,026
2022	$935.00	$95,266	$138,115 Land $18,992 Building $119,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1651 4th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	433 units insured incl. 221 condo units
Nearby Flood Claims	411 (1979–2024)
Claims Outside the SFHA	51 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Irma, Sep 2017 · 25 claims Hurricane Frances, Sep 2004 · 291 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1651 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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