1640 4th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1640 4th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1967
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2026)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`33-39-01-00037-0260-00005.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00037-0260-00005.0`
Alternative APN	`65653`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Utility Area	200 sqft
Utility Room	Utility Room
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	90 ft deep x 114 ft wide
View / Lot	Interior
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Patio Area	120 sqft
Utility Building	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1640 4TH AVE
City	VERO BEACH
State	FL
Zip	32960-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-10
Legal Description	ROCKRIDGE SUBDIVISION UNIT 8 BLK Z LOTS 5 & 6 PBI 6-53
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	ROCKRIDGE SUB UNIT 8
Legal Block	Z
Legal Lot Number	5,6
Legal Unit	8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2022
Census Tract	50401

Owner

1640 4th Ave is owned and occupied by an individual who bought it in August 2026.

Source: Indian River County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1640 4TH AVE, VERO BEACH, FL 32960-5605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Nov 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 27, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Nov 9, 2021 · Amount on File
Deed Document Number	202639047
Deed Book / Page	3882 / 416
Prior Transfer Date	Sep 18, 2015
Prior Transfer Doc	0028780671
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 14, 2026
Property Address	1640 4TH AVE, VERO BEACH, FL 32960-5605
Document Number	0000039047
Book / Page	3882 / 416
Instrument Date	Aug 6, 2026
Instrument	202639047
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INSURANCE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 4TH AVE, VERO BEACH, FL 32960-5605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039048,
Date	Aug 14, 2026
Instrument	202639048

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 9, 2021
Property Address	1640 4TH AVE, VERO BEACH, FL 32960-5605
Document Number	0034820352
Book / Page	3482 / 352
Map Reference	MB 6 PG 53
Instrument Date	Nov 4, 2021
Instrument	3120210078077
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,477.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 SHOREWINDS DR, 800, HUTCHINSON ISLAND, FL 34949-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 OLD FIELD RD, SETAUKET, NY 11733-2244

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 27, 2018
Property Address	1640 4TH AVE, VERO BEACH, FL 32960-5605
Document Number	0031360884
Book / Page	003136 / 000884
Instrument Date	Jul 25, 2018
Instrument	46211
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,032.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 SHOREWINDS DR HUTCHINSON ISLAND FL 349491593, HUTCHINSON ISLAND, FL 34949-1593

Tax Assessment & Valuation

The 2025 property tax bill for 1640 4th Ave was $3,348 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 Homeowner's exemption	$252,044	$267,830 Land $64,439 Building $203,391
2023	$2,740.00 (+4.78%)	$237,807 (+35.33%) Land $46,028 Building $191,779	$237,807 (+35.33%) Land $46,028 Building $191,779
2022	$2,615.00	$175,727 Land $36,822 Building $138,905	$175,727 Land $36,822 Building $138,905

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1640 4th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	433 units insured incl. 221 condo units
Nearby Flood Claims	411 (1979–2024)
Claims Outside the SFHA	51 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Irma, Sep 2017 · 25 claims Hurricane Frances, Sep 2004 · 291 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1640 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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