16505 Masonic, Fraser, MI 48026 Property Records

Macomb County property record for 16505 Masonic, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,275 sqft · built 2004
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2024)
Tax Bill	$7,187 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-281-010`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-281-010`
Alternative APN	`1406281010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft
Basement Area	1,275 sqft
Unfinished Basement	1,275 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	16505 MASONIC
City	FRASER
State	MI
Zip	48026-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	FRASER SCHOOL SUBDIVISION LOT 66 CITY OF FRASER
Legal Subdivision	FRASER SCHOOL SUBDIVISION
Legal Lot Number	66
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	1
Census Block	1014
Census Tract	254200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16505 MASONIC, FRASER, MI 48026-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 24, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK
Jun 30, 2017	Warranty Deed, Transfer · FHA Mortgage TITLE ONE INC
Jan 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	202452034
Deed Book / Page	29640 / 281
Prior Transfer Date	Apr 29, 2016
Prior Transfer Doc	0000057508
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16505 MASONIC, FRASER, MI 48026-2626
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16505 MASONIC, FRASER, MI 48026-2626

Mortgage

Document Number	2200024038
Date	Feb 18, 2022
Book Page	28443/164
Instrument	202200024038

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16505 MASONIC, FRASER, MI 48026-2626
Document Number	0000058225
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16505 MASONIC FRASER MI 480262626, FRASER, MI 48026-2626

Mortgage

Document Number	0000058225
Date	May 18, 2020
Book Page	026708/000355
Instrument	58225

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	16505 MASONIC, FRASER, MI 48026-2626
Document Number	0000058224
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16505 MASONIC FRASER MI 480262626, FRASER, MI 48026-2626

Mortgage

Document Number	0000058224
Date	May 18, 2020
Book Page	026708/000349
Instrument	58224

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 30, 2017
Property Address	16505 MASONIC, FRASER, MI 48026-2626
Document Number	0000081799
Book / Page	24803 / 059
Map Reference	LB 7 PG 51
Instrument Date	Jun 19, 2017
Instrument	7081799
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,823.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16505 MASONIC, 16505, FRASER, MI 48026-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16505 MASONIC, FRASER, MI 48026-2626

Mortgage

Document Number	, 7081800
Date	Jun 30, 2017
Instrument	7081800

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 5, 2017
Property Address	16505 MASONIC, FRASER, MI 48026-2626
Document Number	0000001398
Book / Page	024482 / 000600
Instrument Date	Dec 13, 2016
Instrument	1398
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16505 MASONIC FRASER MI 480262626, FRASER, MI 48026-2626

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 (-0.41%)	$295,000 (-0.41%)
2025	$7,187.00 (+36.56%) Homeowner's exemption	$148,100 (+8.66%)	$296,200 (+8.66%)
2023		$136,300	$272,600
2022	$5,263.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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