1650 S Smith Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1650 S Smith Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Aug 2022)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-28-400-002`

Property Details

APN / Parcel Number

Primary APN	`006-28-400-002`
Alternative APN	`0062840000200`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Street Address	1650 S SMITH RD
City	OWOSSO
State	MI
Zip	48867-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 28 T7N R2E. PT OF E 12 OF SE 14 COM ON E LN OF SEC AT PT 702 FT S0018'W FROM E 14 POST OF SEC TH S8825'55!W 185 FT TH S0
Legal Range	02E
Legal Township	07N
Legal Section	28
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1028
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1650 S SMITH RD, OWOSSO, MI 48867-9326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	20223363681
Deed Book / Page	1299 / 722
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 22, 2022
Property Address	1650 S SMITH RD, OWOSSO, MI 48867-9326
Document Number	0012990722
Book / Page	1299 / 722
Instrument Date	Aug 19, 2022
Instrument	3363681
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 S SMITH RD, OWOSSO, MI 48867-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 S SMITH RD, OWOSSO, MI 48867-9326

Mortgage

Document Number	0012990863
Date	Aug 25, 2022
Book Page	1299/863
Instrument	3363823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	HARTLAND, MI 48353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,700 (+5.33%)	$229,400 (+5.33%)
2025	$3,117.00 (+2.7%) Homeowner's exemption	$108,900 (+10.22%)	$217,800 (+10.22%)
2024	$3,035.00 (+73.73%)
2023	$1,747.00 Homeowner's exemption	$98,800	$197,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20