480 S Smith Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 480 S Smith Rd, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size10.1 acres (439,956 sqft)
Owner2 Company Names on Record
Last Sale$495,000 (May 2026)
Tax Bill$3,173 (2025)
Deeds & MortgagesMay 2026 Sale
Oct 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-21-200-003

Property Details

APN / Parcel Number

Primary APN006-21-200-003
Alternative APN
  • 0062120000300

Exterior

Lot Area439,956 sqft (10.1 acres)

Location & Zoning

Street Address480 S SMITH RD
CityOWOSSO
StateMI
Zip48867-9325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 21 T7N R2E COM AT E 14 POST N8311'10''W 898.23 FT N0111'52''E 493.48 FT S8311'10''E 893.45 FT S0038'47''W 493.97 FT TO BE
Legal Range02E
Legal Township07N
Legal Section21
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1020
Census Tract30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5105 MASON RD, OWOSSO, MI 48867-8105
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Warranty Deed, Transfer
TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE
Oct 20, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Mar 27, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Deed Document Number20263403289
Deed Book / Page1338 / 709
Prior Transfer DateApr 20, 2005
Prior Transfer Doc0003401017
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 13, 2026
Property Address480 S SMITH RD, OWOSSO, MI 48867-9325
Document Number0003403289
Book / Page1338 / 709
Instrument DateApr 20, 2026
Instrument2026.3403289
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

AmountAmount Recorded
Tax$429,957.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address5105 MASON RD, OWOSSO, MI 48867-8105

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address480 S SMITH RD, OWOSSO, MI 48867-9325
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 S SMITH RD, OWOSSO, MI 48867-9325

Mortgage

Document Number0013010489
DateOct 20, 2022
Book Page1301/489
Instrument3365486
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49560
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHIAWASSEE MI
Recording DateMar 27, 2026
Property Address480 S SMITH RD, OWOSSO, MI 48867-9325
Document Number0013360457
Book / Page1336 / 457
Instrument DateApr 20, 2005
Instrument3401017
Transaction TypeTransfer
Record UpdatedApr 28, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address480 S SMITH RD, OWOSSO, MI 48867-9325

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 S SMITH RD, OWOSSO, MI 48867-9325

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionOwosso Charter Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,800 (+5.83%)$355,600 (+5.83%)
2025$3,173.00 (+2.72%) Homeowner's exemption$168,000 (+8.67%)$336,000 (+8.67%)
2024$3,089.00 (+5.68%)
2023$2,923.00 Homeowner's exemption$154,600$309,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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