1650 S Ditmar St, Oceanside, CA 92054 Property Records

San Diego County property record for 1650 S Ditmar St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1990
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (Feb 2022)
Tax Bill	$16,061 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153-131-10-00`

Property Details

APN / Parcel Number

Primary APN	`153-131-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,395 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1650 S DITMAR ST
City	OCEANSIDE
State	CA
Zip	92054-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 42 LOT T TR 000301
Legal Subdivision	SOUTH OCEANSIDE CORR
Legal Tract	000301
Legal Block	42
Legal Lot Number	T
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	18101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1650 S DITMAR ST, OCEANSIDE, CA 92054-5906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Mar 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage CRUZAN FAMILY TRUST
Feb 17, 2022	Grant Deed, Transfer LAWYERS TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Sep 22, 2006 · Amount on Record
Deed Document Number	202275510
Prior Transfer Date	Jun 10, 2014
Prior Transfer Doc	0000316180
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 S DITMAR ST, OCEANSIDE, CA 92054-5906
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 S DITMAR ST, OCEANSIDE, CA 92054-5906

Mortgage

Document Number	0000164743
Date	Apr 14, 2022
Instrument	2022-0164743

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.05%
Type Change Date	May 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 S DITMAR ST, OCEANSIDE, CA 92054-5906
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 S DITMAR ST, OCEANSIDE, CA 92054-5906

Mortgage

Document Number	0000119938
Date	Mar 17, 2022
Instrument	2022-0119938

Lender

Name	CRUZAN FAMILY TRUST
Type	Private Party
Address	450 SERPENTINE DR, DEL MAR, CA 92014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2022
Property Address	1650 S DITMAR ST, OCEANSIDE, CA 92054-5906
Document Number	0000075510
Map Reference	MAP 301
Instrument Date	Feb 8, 2022
Instrument	2022-0075510
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 S DITMAR ST, OCEANSIDE, CA 92054-5906

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,282 (+2%) Land $1,125,729 Building $335,553
2025	$16,061.00 (+5.17%)	$1,432,630 (+4.04%) Land $1,103,656 Building $328,974
2023	$15,271.00 (+52.68%)	$1,377,000 Land $1,060,800 Building $316,200
2022	$10,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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