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1646 S Ditmar St, Oceanside, CA 92054 Property Records

San Diego County property record for 1646 S Ditmar St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,262 sqft · built 1945
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$773,000 (Jun 2019)
Tax Bill$9,608 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN153-131-09-00

Property Details

APN / Parcel Number

Primary APN153-131-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,262 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1646 S DITMAR ST
CityOCEANSIDE
StateCA
Zip92054-5906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 42 LOT S TR 000301
Legal SubdivisionSOUTH OCEANSIDE CORR
Legal Tract000301
Legal Block42
Legal Lot NumberS
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3006
Census Tract18101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1646 S DITMAR ST, OCEANSIDE, CA 92054-5906
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 11, 2019Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2019 · Amount on Record
Deed SaleJun 11, 2019 · Amount on Record
Prior SaleSep 12, 2001 · Amount on Record
Deed Document Number2019226642
Prior Transfer DateJan 22, 1997
Prior Transfer Doc0000033106
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1646 S DITMAR ST, OCEANSIDE, CA 92054-5906
Transaction TypeMortgage
Record UpdatedOct 8, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1646 S DITMAR ST, OCEANSIDE, CA 92054-5906

Mortgage

Document Number0000684435
DateSep 29, 2021
Instrument2021-0684435
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 11, 2019
Property Address1646 S DITMAR ST, OCEANSIDE, CA 92054-5906
Document Number0000226642
Map ReferenceMAP 301
Instrument DateMay 23, 2019
Instrument2019-0226642
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1646 S DITMAR ST, OCEANSIDE, CA 92054-5906

Mortgage

Document Number0000226643
DateJun 11, 2019
Instrument2019-0226643
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$879,423 (+2%) Land $796,478 Building $82,945
2025$9,608.00 (+5.21%) Homeowner's exemption$862,180 (+4.04%) Land $780,861 Building $81,319
2023$9,132.00 (+1.55%) Homeowner's exemption$828,702 Land $750,540 Building $78,162
2022$8,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, Verizon.

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