1650 S Arroyo Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1650 S Arroyo Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,615 sqft · built 2002
Lot Size	0.273 acres (11,905 sqft)
Owner	Individual Name on File
Last Sale	$762,000 (Oct 2021)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-39-428`

Property Details

APN / Parcel Number

Primary APN	`304-39-428`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,615 sqft Living Area
1st Floor Area	2,043 sqft
2nd Floor Area	1,572 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	11,905 sqft (0.273 acres)
Parking Spaces	3 Parking Spaces
Pool Area	305 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1650 S ARROYO LN
City	GILBERT
State	AZ
Zip	85295-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BELLA VISTA AMD MCR 579-35
Legal Range	06E
Legal Township	01S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BELLA VISTA AMD
Legal Lot Number	126
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1006
Census Tract	815203

Owner

1650 S Arroyo Ln is owned and occupied by an individual who bought it in October 2021.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1650 S ARROYO LN, GILBERT, AZ 85295-4814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	20211135791
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 21, 2021
Property Address	1650 S ARROYO LN, GILBERT, AZ 85295-4814
Document Number	0001135791
Map Reference	MB 579 PG 35
Instrument Date	Oct 11, 2021
Instrument	20211135791
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 S ARROYO LN, 1650, GILBERT, AZ 85295-4814

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1650 S ARROYO LN, GILBERT, AZ 85295-4814

Mortgage

Document Number	0001135792
Date	Oct 21, 2021
Instrument	20211135792

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1650 S ARROYO LN, GILBERT, AZ 85295-4814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 S ARROYO LN, GILBERT, AZ 85295-4814

Mortgage

Document Number	0000487233
Date	Jun 27, 2019
Instrument	20190487233

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1650 S Arroyo Ln was $2,843.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,560	$625,600 Land $125,100 Building $500,500
2025	$2,843.00
2024		$63,150	$631,500 Land $126,300 Building $505,200
2023	$3,126.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1650 S Arroyo Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1650 S Arroyo Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

Nearby Properties on S Arroyo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures