1650 River Rd, Sparta, WI 54656 Property Records

Monroe County property record for 1650 River Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$13,200 (Aug 2008)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`281-02266-4100`

Property Details

APN / Parcel Number

Primary APN	`281-02266-4100`
Alternative APN	`281-725-000-020B`

Exterior

Lot Area	7,275 sqft (0.167 acres)

Location & Zoning

Street Address	1650 RIVER RD
City	SPARTA
State	WI
Zip	54656-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPARTA MEADOWS LOT 2 OF 13 CSM'S 217 #492470 LOCATED IN LOTS 20 & 21
Legal Lot Number	2
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4046
Census Tract	950300

Owner

1650 River Rd is owned and occupied by an individual who bought it in August 2008.

Source: Monroe County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1650 RIVER RD, SPARTA, WI 54656-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW ERA LENDING LLC
Aug 29, 2023	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jan 20, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK
Mar 1, 2018	Deed of Trust, Mortgage · VA Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2008 · Amount on File
Deed Sale	Aug 5, 2008 · Amount on File
Deed Document Number	586646
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1650 RIVER RD, SPARTA, WI 54656-2707
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000731483
Date	Dec 16, 2025
Instrument	731483

Lender

Name	NEW ERA LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1650 RIVER RD, SPARTA, WI 54656-2707
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000716670
Date	Aug 29, 2023
Instrument	716670

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1650 RIVER RD, SPARTA, WI 54656-2707
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	699910
Date	Jun 4, 2021
Instrument	699910

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1650 RIVER RD, SPARTA, WI 54656-2707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	685710
Date	Jan 20, 2020
Instrument	685710

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1650 RIVER RD, SPARTA, WI 54656-2707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	671472
Date	Mar 1, 2018
Instrument	671472

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1650 River Rd was $4,294 with a homeowner's exemption.

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 Homeowner's exemption	$285,100 Land $23,300 Building $261,800	$284,900
2023	$3,518.00 Homeowner's exemption	$238,100 Land $16,700 Building $221,400	$234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1650 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1650 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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