1600 River Rd, Sparta, WI 54656 Property Records

Monroe County property record for 1600 River Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Jan 2020)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-02266-4300`

Property Details

APN / Parcel Number

Primary APN	`281-02266-4300`
Alternative APN	`281-725-000-021B`

Exterior

Lot Area	7,275 sqft (0.167 acres)

Location & Zoning

Street Address	1600 RIVER RD
City	SPARTA
State	WI
Zip	54656-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OF 13CSM217 #492470, BEING PARTS OF OUTLOTS 21 & 22, SPARTA MEADOWS
Legal Lot Number	3
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4046
Census Tract	950300

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1600 RIVER RD, SPARTA, WI 54656-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 21, 2020	Warranty Deed, Transfer · Conventional Mortgage TOMAH AREA CU
Apr 17, 2017	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	685718
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1600 RIVER RD, SPARTA, WI 54656-2707
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000717286
Date	Oct 2, 2023
Instrument	717286

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2033

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jan 21, 2020
Property Address	1600 RIVER RD, SPARTA, WI 54656-2707
Document Number	0000685718
Instrument Date	Jan 20, 2020
Instrument	685718
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1600 RIVER RD, SPARTA, WI 54656-2707

Mortgage

Document Number	0000685719
Date	Jan 21, 2020
Instrument	685719

Lender

Name	TOMAH AREA CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Apr 17, 2017
Property Address	1600 RIVER RD, SPARTA, WI 54656-2707
Document Number	0000664473
Instrument Date	Apr 13, 2017
Instrument	664473
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	664474
Date	Apr 17, 2017
Instrument	664474

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00 (+22.42%) Homeowner's exemption	$252,100 (+19.71%) Land $23,300 Building $228,800	$251,900 (+21.57%)
2023	$3,077.00 Homeowner's exemption	$210,600 Land $16,700 Building $193,900	$207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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