1650 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1650 E Cleveland St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1984
Lot Size	0.96 acres (41,845 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2021)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00080-018.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00080-018.0`
Alternative APNs	`1818S19E0100000800180` `1611547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	41,845 sqft (0.96 acres)
Garage Area	650 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Patio Area	105 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1611547
Old Parcel Number	1818S19E0100000800180
Street Address	1650 E CLEVELAND ST
City	HERNANDO
State	FL
Zip	34442-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 18 BLK 8
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	8
Legal Lot Number	18
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2018
Census Tract	450104

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1650 E CLEVELAND ST, HERNANDO, FL 34442-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 19, 2018	Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	2021016503
Deed Book / Page	3144 / 888
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 16, 2021
Property Address	1650 E CLEVELAND ST, HERNANDO, FL 34442-4516
Document Number	0031440888
Book / Page	3144 / 888
Map Reference	MB 8 PG 5&6
Instrument Date	Mar 12, 2021
Instrument	2021016503
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 E CLEVELAND ST, 1650, HERNANDO, FL 34442-4516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 E CLEVELAND ST, HERNANDO, FL 34442-4516

Mortgage

Document Number	0003144890
Date	Mar 16, 2021
Instrument	3144/890

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1650 E CLEVELAND ST, HERNANDO, FL 34442-4516
Document Number	0030331747
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1650 E CLEVELAND ST HERNANDO FL 344424516, HERNANDO, FL 34442-4516

Mortgage

Document Number	0030331747
Date	Jan 23, 2020
Book Page	003033/001747
Instrument	3999

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1650 E CLEVELAND ST, HERNANDO, FL 34442-4516
Document Number	0029732152
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1650 E CLEVELAND ST HERNANDO FL 344424516, HERNANDO, FL 34442-4516

Mortgage

Document Number	0029732152
Date	May 6, 2019
Book Page	002973/002152
Instrument	22844

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 19, 2018
Property Address	1650 E CLEVELAND ST, HERNANDO, FL 34442-4516
Document Number	0029141636
Book / Page	002914 / 001636
Instrument Date	Jul 13, 2018
Instrument	36381
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	EXPRESS TITLE SERVICES/CITRUS INC

Transaction

Amount	Amount Recorded
Tax	$945.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 E CLEVELAND ST HERNANDO FL 344424516, HERNANDO, FL 34442-4516

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (-3.07%) Homeowner's exemption Additional exemption filed	$210,427 (-3.85%) Land $27,500 Building $182,927	$210,427 (-3.85%) Land $27,500 Building $182,927
2024	$2,802.00 (-1.44%) Homeowner's exemption Additional exemption filed	$218,864 (-0.43%) Land $26,500 Building $192,364	$218,864 (-0.43%) Land $26,500 Building $192,364
2023	$2,843.00 (+3.49%) Homeowner's exemption Additional exemption filed	$219,806 (+22.79%) Land $24,000 Building $195,806	$219,806 (+22.79%) Land $24,000 Building $195,806
2022	$2,747.00 Additional exemption filed	$179,015 Land $18,000 Building $161,015	$179,015 Land $18,000 Building $161,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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