1605 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1605 E Cleveland St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,539 sqft Living Area
Lot Size41,869 sqft (0.961 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2019)
Tax Bill$1,782.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00090-035.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1605 E CLEVELAND ST, HERNANDO, FL 34442-4515
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HM LNDG
Dec 12, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HM LNDG
Feb 27, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleAug 28, 2007 · Amount on Record
Deed Doc Number2019009646
Deed Book / Page2958 / 1901
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1605 E CLEVELAND ST, HERNANDO, FL 34442-4515
Document Number0031130438
Instrument DateNov 21, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1605 E CLEVELAND ST HERNANDO FL 344424515, HERNANDO, FL 34442-4515

Mortgage

Document Number0031130438
DateDec 01, 2020
Book Page003113/000438
Instrument65470
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1605 E CLEVELAND ST, HERNANDO, FL 34442-4515
Document Number0030282317
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1605 E CLEVELAND ST HERNANDO FL 344424515, HERNANDO, FL 34442-4515

Mortgage

Document Number0030282317
DateJan 02, 2020
Book Page003028/002317
Instrument18
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 27, 2019
Property Address1605 E CLEVELAND ST, HERNANDO, FL 34442-4515
Document Number0029581901
Book / Page002958 / 001901
Instrument DateFeb 19, 2019
Instrument9646
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1605 E CLEVELAND ST HERNANDO FL 344424515, HERNANDO, FL 34442-4515

Mortgage

Document Number29581903
DateFeb 27, 2019
Book Page002958/001903
Instrument9647
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2049

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,782.00 (+6.01%) Homeowner's exemption Additional exemption filed$216,227 (-6.56%) Land $27,500 Building $188,727$216,227 (-6.56%) Land $27,500 Building $188,727
2024$1,681.00 (+2.88%) Homeowner's exemption Additional exemption filed$231,399 (+1.26%) Land $26,500 Building $204,899$231,399 (+1.26%) Land $26,500 Building $204,899
2023$1,634.00 (+4.54%) Homeowner's exemption Additional exemption filed$228,514 (+30.3%) Land $24,000 Building $204,514$228,514 (+30.3%) Land $24,000 Building $204,514
2022$1,563.00 Homeowner's exemption Additional exemption filed$175,381 Land $18,000 Building $157,381$175,381 Land $18,000 Building $157,381

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 862 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00090-035.0
Alternative APNs
  • 1818S19E0100000900350
  • 2015519

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,539 sqft Living Area
1st Floor1,539 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1994
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area41,869 sqft (0.961 acres)
Depth X Width418 ft x 100 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area480 sqft Garage
CarportCarport
Carport Area664 sqft Carport
PorchOpen Porch
Porch Area228 sqft Porch
Utility Building96 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2015519
Old Parcel Number1818S19E0100000900350
Street Address1605 E CLEVELAND ST
CityHERNANDO
StateFL
Zip34442-4515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS PB 8 PG 5 LT 35 BLK 9
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block9
Legal Lot Number35
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2015
Census Tract450104

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