Frederick County property record for 1650 Cooper's Way, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,181 sqft · built 1996 |
| Lot Size | 0.09 acres (3,918 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,000 (Sep 2020) |
| Tax Bill | $6,803 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-194317 |
| Primary APN | 02-194317 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 421 sqft |
| Finished Basement | 421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,918 sqft (0.09 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 194317 |
|---|---|
| Street Address | 1650 COOPERS WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9433 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 46 PLAT 6 BLK D 3918 SQ. FT. PHASE 1-DEARBOUGHT |
| Legal Subdivision | PHASE 01-DEARBOUGHT |
| Legal Phase | 1 |
| Legal Block | D |
| Legal Lot Number | 46 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 750805 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1650 Cooper's Way, a townhouse, is owned and occupied by two individuals who acquired it in November 2025.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1650 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Intrafamily Transfer, Transfer |
| Sep 28, 2020 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK/GRAFTON |
| May 30, 2017 | Grant Deed, Transfer · Conventional Mortgage APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | May 30, 2017 · Amount on File |
| Deed Book / Page | 14116 / 1 |
| Last Transfer Date | Nov 7, 2025 |
| Transfer Doc | 0177010264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 29, 2026 |
| Property Address | 1650 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0177010264 |
| Book / Page | 17701 / 264 |
| Map Reference | MB 54 PG 138 |
| Instrument Date | Nov 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1650 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 28, 2020 |
| Property Address | 1650 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0141160001 |
| Book / Page | 14116 / 1 |
| Map Reference | MB 54 PG 138 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $842.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1650 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 141168 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 14116/8 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1650 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0123190098 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Address | 1650 COOPERS WAY FREDERICK MD 217019342, FREDERICK, MD 21701-9342 |
| Document Number | 0123190098 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 012319/000098 |
| Name | FIRST UNITED BK/GRAFTON |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 14, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 30, 2017 |
| Property Address | 1650 COOPERS WAY, FREDERICK, MD 21701-9433 |
| Document Number | 0118410255 |
| Book / Page | 011841 / 000255 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2017 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1650 COOPERS WAY FREDERICK MD 217019342, FREDERICK, MD 21701-9342 |
| Document Number | 118410261 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 011841/000261 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2047 |
The 2025 property tax bill for 1650 Cooper's Way was $6,803, up 8.3% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,633 (+2.92%) | $400,100 (+8.75%) Land $100,000 Building $300,100 | |
| 2025 | $6,803.00 (+8.35%) | $367,900 Land $80,000 Building $287,900 | $367,900 Land $80,000 Building $287,900 |
| 2024 | $6,279.00 (+11.73%) | ||
| 2023 | $5,620.00 | $307,767 | $367,900 Land $80,000 Building $287,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1650 Cooper's Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1650 Cooper's Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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