1649 Cooper's Way, Frederick, MD 21701 Property Records

Frederick County property record for 1649 Cooper's Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,156 sqft · built 1997
Lot Size	0.048 acres (2,104 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2013)
Tax Bill	$5,607 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-194120`

Property Details

APN / Parcel Number

Primary APN	`02-194120`
Alternative APNs	`2194120` `194120`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	840 sqft
Basement Area	476 sqft
Finished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,104 sqft (0.048 acres)
Deck Area	25 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	194120
Street Address	1649 COOPERS WAY
City	FREDERICK
State	MD
Zip	21701-9342
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 49 PLAT 6 BLK A 2,104 SQ. FT. PHASE 1 DEARBOUGHT
Legal Subdivision	DEARBOUGHT 06 PH 01
Legal Phase	1
Legal Block	A
Legal Lot Number	49
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2019
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1649 COOPERS WAY, FREDERICK, MD 21701-9342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2013 · Amount on Record
Deed Sale	May 9, 2013 · Amount on Record
Prior Sale	Sep 8, 2006 · Amount on Record
Deed Book / Page	9536 / 40
Last Transfer Date	Sep 6, 2016
Transfer Doc	0113950463
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1649 COOPERS WAY, FREDERICK, MD 21701-9342
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 COOPERS WAY, FREDERICK, MD 21701-9342

Mortgage

Document Number	0164210193
Date	May 1, 2023
Book Page	16421/193

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,033 (+4.39%)	$390,300 (+13.16%) Land $100,000 Building $290,300
2025	$5,607.00 (+4.84%) Homeowner's exemption	$344,900 (+19.97%) Land $80,000 Building $264,900	$344,900 (-) Land $80,000 Building $264,900
2024	$5,348.00 (+7.24%)
2023	$4,987.00 Homeowner's exemption	$287,500	$344,900 Land $80,000 Building $264,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250