165 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 165 Winnapaug Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,006 sqft · built 1984
Lot Size0.919 acres (40,038 sqft)
OwnerCompany Name on File
Tax Bill$6,468 (2025)
Deeds & MortgagesAug 2022 Refinance
Jul 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNM:128 B:1-J L

Property Details

APN / Parcel Number

Primary APNM:128 B:1-J L
Alternative APNs
  • WEST M:128 B:1 L:J
  • 19277250

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area4,082 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,038 sqft (0.919 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number19277250
Street Address165 WINNAPAUG RD
CityWESTERLY
StateRI
Zip02891-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot NumberJ
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3015
Census Tract50902

Owner

Source: Westerly Town records · APN M:128 B:1-J L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WESTERLY COMMUNITY CU
Jul 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WESTERLY COMMUNITY CU
Aug 05, 2022Quit Claim Deed, Transfer
Quitclaim
Jul 15, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 28, 2022
Transfer Doc2022-14232
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022-13983
DateAug 01, 2022
Book Page2022/13983
Instrument2022-3309
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueSep 01, 2047

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction TypeMortgage
Record UpdatedAug 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022-13373
DateJul 21, 2022
Book Page2022/13373
Instrument2022-3156
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 01, 2047

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateAug 05, 2022
Property Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number2022-14232
Book / Page2022 / 14232
Instrument DateJul 28, 2022
Instrument2022-3364
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJul 15, 2022
Property Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number2022-12936
Book / Page2022 / 12936
Instrument DateJul 07, 2022
Instrument2022-3064
Transaction TypeTransfer
Record UpdatedJul 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address165 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number2019-3081
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedMar 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 WINNAPAUG RD WESTERLY RI 028913523, WESTERLY, RI 02891-3523

Mortgage

Document Number2019-3081
DateMar 01, 2019
Book Page002019/003081
Instrument826
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,468.00 (-3.14%)$909,700 (+31.04%) Land $247,400 Building $662,300
2023$6,678.00 (+0.62%)$694,200 (-) Land $144,400 Building $549,800
2022$6,637.00$694,200 Land $144,400 Building $549,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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