161 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 161 Winnapaug Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,312 sqft · built 2014
Lot Size	0.619 acres (26,970 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Dec 2007)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	Jun 2021 Refinance Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:128 B:1-L L`

Property Details

APN / Parcel Number

Primary APN	`M:128 B:1-L L`
Alternative APNs	`WEST M:128 B:1 L:L` `19288520`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	4,230 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,970 sqft (0.619 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19288520
Street Address	161 WINNAPAUG RD
City	WESTERLY
State	RI
Zip	02891-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	L
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3015
Census Tract	50902

Owner

Source: Westerly Town records · APN M:128 B:1-L L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	161 WINNAPAUG RD, WESTERLY, RI 02891-3523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SCIENT FEDERAL CREDIT UNION
Dec 21, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SCIENT FEDERAL CREDIT UNION
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDERS
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2007 · Amount on Record
Deed Sale	Dec 11, 2007 · Amount on Record
Deed Book / Page	1690 / 292
Last Transfer Date	Aug 14, 2019
Transfer Doc	2019-13294
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	161 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-14885
Date	Jun 02, 2021
Book Page	2021/14885
Instrument	2021-3289

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	161 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-21093
Date	Dec 21, 2022
Book Page	2022/21093
Instrument	2022-5134

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jan 01, 2033

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	161 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-2737
Date	Mar 19, 2024
Book Page	2024/2737
Instrument	2024-767

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	161 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	2019-3296
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 04, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 WINNAPAUG RD WESTERLY RI 028913523, WESTERLY, RI 02891-3523

Mortgage

Document Number	2019-3296
Date	Aug 19, 2019
Book Page	002019/013296
Instrument	3399

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 18, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	161 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	2018-8521
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 WINNAPAUG RD WESTERLY RI 028913523, WESTERLY, RI 02891-3523

Mortgage

Document Number	2018-8521
Date	May 29, 2018
Book Page	002018/008521
Instrument	2158

Lender

Name	PRIME LENDERS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	161 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	2017-3774
Book / Page	002017 / 013774
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 WINNAPAUG RD WESTERLY RI 028913523, WESTERLY, RI 02891-3523

Mortgage

Document Number	2017-3774
Date	Jul 31, 2017
Book Page	002017/013774
Instrument	3386

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,419.00 (+3.73%)	$762,200 (+40.37%) Land $255,800 Building $506,400
2023	$5,224.00 (+0.64%)	$543,000 (-) Land $147,100 Building $395,900
2022	$5,191.00	$543,000 Land $147,100 Building $395,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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