165 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 165 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$182,900 (Sep 2019)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-074-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-074-000`
Alternative APNs	`0394B074` `11817`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,466 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	504 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11817
Street Address	165 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.19 AC LOT 74 OUT 394-7
Legal Subdivision	TIMBERLAKE
Legal Phase	2
Legal Block	II
Legal Lot Number	74
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4009
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 WILLOW DR, GUYTON, GA 31312-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage SOUTH STATE BANK
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CORE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	20192498
Deed Book / Page	2547 / 94
Prior Transfer Date	Apr 28, 2011
Prior Transfer Doc	002031/088
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	165 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002427/59
Date	Sep 7, 2017
Book Page	2427/59
Instrument	008211

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2018

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	165 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002435/733
Date	Nov 1, 2017
Book Page	2435/733
Instrument	009829

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 18, 2019
Property Address	165 WILLOW DR, GUYTON, GA 31312-5634
Document Number	0002547/94
Book / Page	2547 / 94
Instrument Date	Sep 18, 2019
Instrument	2019-002498
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002547/0000000098
Date	Sep 25, 2019
Book Page	0000002547/0000000098
Instrument	008000

Lender

Name	CORE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,336 (+7.09%) Land $22,800 Building $106,536	$323,341 (+7.09%) Land $57,000 Building $266,341
2025	$3,739.00 (+5.95%) Homeowner's exemption	$120,778 (+8.39%) Land $22,800 Building $97,978	$301,944 (+8.39%) Land $57,000 Building $244,944
2024	$3,529.00 (+17.52%)	$111,428 (+12.54%) Land $22,800 Building $88,628	$278,570 (+12.54%) Land $57,000 Building $221,570
2023	$3,003.00 (+9.4%)	$99,014 (+18.44%) Land $22,000 Building $77,014	$247,535 (+18.44%) Land $55,000 Building $192,535
2022	$2,745.00	$83,600 Land $17,040 Building $66,560	$208,999 Land $42,600 Building $166,399

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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