165 Waterman Gap Loop, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 165 Waterman Gap Loop, Boulder Creek, CA 95006

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2 ba · 2,764 sqft · built 2023
Lot Size9.41 acres (409,900 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Dec 2004)
Tax Bill$13,534 (2025)
Deeds & MortgagesOct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN087-261-07

Property Details

APN / Parcel Number

Primary APN087-261-07
Alternative APN
  • 087-261-07-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,764 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area409,900 sqft
TerrainCombination
View / LotMountain
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck Area276 sqft
Patio Area1,111 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address165 WATERMAN GAP LOOP
CityBOULDER CREEK
StateCA
Zip95006-9091
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeSU
Legal SubdivisionMACCONO LA FOREST & TRAVERSO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1031
Census Tract120500

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 95, BOULDER CREEK, CA 95006-0095
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2004 · Amount on Record
Deed SaleDec 20, 2004 · Amount on Record
Prior SaleMay 8, 1996 · Amount on Record
Deed Document Number200489198
Last Transfer DateOct 4, 2023
Transfer Doc0000020818
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 27, 2023
Property Address165 WATERMAN GAP LOOP, BOULDER CREEK, CA 95006-9091
Document Number0000020818
Instrument DateOct 4, 2023
Instrument2023-0020818
Transaction TypeTransfer
Record UpdatedNov 8, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 95, BOULDER CREEK, CA 95006-0095

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,125,722 (+2%) Land $668,245 Building $457,477
2025$13,534.00 (+4.81%)$1,103,649 (+57.45%) Land $655,142 Building $448,507
2024$12,913.00 (+54.85%)
2023$8,339.00 (+55.49%)$700,950 Land $566,732 Building $134,218$945,990
2022$5,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2016–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Ridge Wireless, Verizon.

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