117 Waterman Gap Loop, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 117 Waterman Gap Loop, Boulder Creek, CA 95006

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 3 ba · 3,846 sqft · built 1984
Lot Size	9.99 acres (435,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Nov 2013)
Tax Bill	$13,983 (2025)
Deeds & Mortgages	Nov 2021 Transfer Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-261-08`

Property Details

APN / Parcel Number

Primary APN	`087-261-08`
Alternative APN	`087-261-08-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	3,846 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	435,382 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	720 sqft
Deck Area	1,883 sqft
Patio Area	1,883 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28550 BIG BASIN WAY
City	BOULDER CREEK
State	CA
Zip	95006-8502
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Legal Subdivision	MACCONO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1031
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2434, SARATOGA, CA 95070-0434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Intrafamily Transfer, Transfer
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2013 · Amount on Record
Deed Sale	Nov 20, 2013 · Amount on Record
Deed Document Number	201353820
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000057691
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 24, 2021
Property Address	117 WATERMAN GAP LOOP, BOULDER CREEK, CA 95006
Document Number	0000057691
Map Reference	MB 61 PG 41
Instrument Date	Nov 23, 2021
Instrument	2021-0057691
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 2434, SARATOGA, CA 95070-0434

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	117 WATERMAN GAP LOOP, BOULDER CREEK, CA 95006
Document Number	0000006256
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28550 BIG BASIN WAY BOULDER CREEK CA 950068502, BOULDER CREEK, CA 95006-8502

Mortgage

Document Number	0000006256
Date	Feb 22, 2017
Instrument	6256

Lender

Name	STAR ONE CU
Type	Bank
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2027

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,138,107 (+2%) Land $658,326 Building $479,781
2025	$13,983.00 (+4%)	$1,115,790 (+4.04%) Land $645,417 Building $470,373
2023	$13,445.00 (+2.46%)	$1,072,463 Land $620,355 Building $452,108	$1,194,030
2022	$13,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Verizon.

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