165 W Main St, Letts, IA 52754 Property Records

Louisa County property record for 165 W Main St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,384 sqft · built 1900
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,000 (Apr 2022)
Tax Bill	$1,856 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-06-226-002`

Property Details

APN / Parcel Number

Primary APN	`04-06-226-002`
Alternative APN	`04-06-226-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	572 sqft
Basement Area	812 sqft
Unfinished Basement	572 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Roof Type	Hip
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	280 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	165 W MAIN ST
City	LETTS
State	IA
Zip	52754-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 75 3 LETTS L4 BLK39
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Subdivision	TOWN OF LETTS
Legal Block	39
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4022
Census Tract	450100

Owner

Source: Louisa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 41, LETTS, IA 52754-0041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · VA Mortgage US BANK NA
Jun 30, 2022	Warranty Deed, Transfer · Line of Credit LIBERTY TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	2022738
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	165 W MAIN ST, LETTS, IA 52754-9604
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 W 1ST ST, WILTON, IA 52778-9339

Mortgage

Document Number	0020230671
Date	Jun 8, 2023
Instrument	2023-0671

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Jun 30, 2022
Property Address	165 W MAIN ST, LETTS, IA 52754-9604
Document Number	0020221086
Instrument Date	Jun 27, 2022
Instrument	2022-1086
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$136.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 ESTLE AVE, LETTS, IA 52754-9537

Mortgage

Document Number	0020221087
Date	Jun 30, 2022
Instrument	2022-1087

Lender

Name	LIBERTY TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2023

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,856.00	$149,880 (-) Land $10,420 Building $139,460	$149,880 (-) Land $10,420 Building $139,460
2025	$1,856.00 (+5.94%) Homeowner's exemption	$149,880 (+12.61%) Land $10,420 Building $139,460	$149,880 (+12.61%) Land $10,420 Building $139,460
2024	$1,752.00 (+32.73%)
2023		$133,095 Land $10,415 Building $122,680	$133,095 Land $10,415 Building $122,680
2022	$1,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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