325 W Main St, Letts, IA 52754 Property Records

Louisa County property record for 325 W Main St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1900
Lot Size	0.986 acres (42,949 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,756 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-224-004`

Property Details

APN / Parcel Number

Primary APN	`04-06-224-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	588 sqft
Basement Area	147 sqft
Unfinished Basement	147 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Roof Type	Gable
Lot Area	42,949 sqft (0.986 acres)
Lot Dimensions	210 ft deep x 209 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	170 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	325 W MAIN ST
City	LETTS
State	IA
Zip	52754-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LETTS L1-3 INC BLK41 & TR ADJ S SIDE & W30' VAC ELM ST BET BLKS40 & 41
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Block	40,41
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4018
Census Tract	450100

Owner

Source: Louisa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 W MAIN ST, LETTS, IA 52754-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CBI BANK & TRUST
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CBI BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	325 W MAIN ST, LETTS, IA 52754-9662
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191234
Date	Sep 5, 2019
Instrument	2019-1234

Lender

Name	CBI BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	325 W MAIN ST, LETTS, IA 52754-9662
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191288
Date	Sep 16, 2019
Instrument	2019-1288

Lender

Name	CBI BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,756.00	$133,950 (-) Land $35,110 Building $98,840	$133,950 (-) Land $35,110 Building $98,840
2025	$1,756.00 (+2.45%) Homeowner's exemption	$133,950 (+9.62%) Land $35,110 Building $98,840	$133,950 (+9.62%) Land $35,110 Building $98,840
2024	$1,714.00 (+4.13%)
2023		$122,200 (+16.07%) Land $35,110 Building $87,090	$122,200 (+16.07%) Land $35,110 Building $87,090
2022	$1,646.00 Homeowner's exemption	$105,280 Land $35,110 Building $70,170
2021			$105,280 Land $35,110 Building $70,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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