138 Pearce Creek Dr, Earleville, MD 21919 Property Records

Cecil County property record for 138 Pearce Creek Dr, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,012 sqft · built 1999
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2019)
Tax Bill	$3,461 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-060260`

Property Details

APN / Parcel Number

Primary APN	`01-060260`
Alternative APNs	`1060260` `060260`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,012 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	060260
Street Address	138 PEARCE CREEK DR
City	EARLEVILLE
State	MD
Zip	21919-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 18 - 1.671 ACRE 138 PEARCH CREEK DRIVE PEARCE CREEK
Legal Subdivision	PEARCH CREEK DRIVE PEARCE CREEK
Legal Lot Number	18
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4000
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Jun 19, 1997 · Amount on Record
Deed Book / Page	4367 / 490
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Aug 3, 2026
Property Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Document Number	5824000414
Book / Page	5824 / 414
Instrument Date	Jul 7, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748

Mortgage

Document Number	5824000414,
Date	Aug 3, 2026
Book Page	5824/414

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2066

Interest

Rate	6.52%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748

Mortgage

Document Number	0054210022
Date	Jan 22, 2024
Book Page	5421/22

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Mar 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748

Mortgage

Document Number	0050130202
Date	Oct 22, 2021
Book Page	5013/202

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Mar 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 8, 2019
Property Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748
Document Number	0043670490
Book / Page	4367 / 490
Map Reference	MB NDS14 FO 92
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEARCE CREEK DR, EARLEVILLE, MD 21919-1748

Mortgage

Document Number	0004367500
Date	Mar 8, 2019
Instrument	4367/500

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,461.00 (+2.22%) Homeowner's exemption	$313,667 (+6.69%)	$317,900 (+4.16%) Land $113,400 Building $204,500
2025	$3,386.00 (+30.03%) Homeowner's exemption
2023	$2,604.00 Homeowner's exemption	$294,000	$305,200 Land $113,400 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Choptank Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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