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165 Ocean Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 165 Ocean Dr, Tavernier, FL 33070 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage1,856 sqft Living Area
Lot Size8,050 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$100 (2019)
Tax Bill$11,685.00 (2024)

Property Details

APN / Parcel Number

Primary APN00437100-000000
Alternative APNs
  • 04633800437100000000
  • 1535028

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,856 sqft Living Area
1st Floor1,856 sqft 1st Floor
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area8,050 sqft (0.185 acres)
Depth X Width115 ft x 70 ft Depth x Width
Garage TypeCovered Garage
Garage Area588 sqft Garage

Exterior Amenities

Deck Area24 sqft Deck
Patio Area24 sqft Patio
PorchOpen Porch
Porch Area1,528 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1535028
Street Address165 OCEAN DR
CityTAVERNIER
StateFL
Zip33070-2339
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 7 LT 14 REVISED PLAT OF TROPICAL ATLANTIC SHORES FIRST ADD PLANTATION KEY PB5-83 OR472-862/63 OR930-595 OR1214-1620 OR1223-1926 OR1297-2330 OR1300-2120/21 OR1329-765 OR1329-766 OR1499-1995/96 OR2124-684 OR2483-363 OR2963-0978 OR2963-0980
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES 1ST ADD
Legal Block7
Legal Lot Number14
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records · APN 00437100-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address165 OCEAN DR, TAVERNIER, FL 33070-2339
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 29, 2025Deed of Trust, Mortgage · Balloon Payment
ORLANDO BENITEZ
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 09, 2019Deed, Transfer · Adjustable Rate Mortgage (ARM)
A&D MORTGAGE LLC
May 09, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2019 · Amount on Record
Deed SaleMay 09, 2019 · Amount on Record
Prior SaleMay 09, 2019 · Amount on Record
Deed Doc Number20192219338
Deed Book / Page2963 / 980
Prior Transfer DateApr 30, 2019
Prior Transfer Doc0000009338
Record RefreshedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address165 OCEAN DR, TAVERNIER, FL 33070-2339
Transaction TypeMortgage
Record UpdatedDec 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6200 SW 152 STREET, TAVERNIER, FL 33070

Mortgage

Document Number0033280924
DateMay 29, 2025
Book Page3328/924
Instrument2502645
Lender
NameORLANDO BENITEZ
TypePrivate Party
Address6775 SW 101ST ST, PINECREST, FL 33156
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term13 Months
DueJun 01, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address165 OCEAN DR, TAVERNIER, FL 33070-2339
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7825 SW 120TH ST, PINECREST, FL 33156-5240

Mortgage

Document Number0031400746
DateNov 30, 2021
Book Page3140/746
Instrument2350632
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateMay 09, 2019
Property Address165 OCEAN DR, TAVERNIER, FL 33070-2339
Document Number0029630978
Book / Page2963 / 0978
Map ReferenceMB 5 PG 83
Instrument DateApr 30, 2019
Instrument2219337
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,013.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 OCEAN DR, TAVERNIER, FL 33070-2339

Mortgage

Document Number0029630982
DateMay 09, 2019
Instrument2963-0982
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Prepayment Penalty00 Months
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2024
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change8.87%
Index1-Year LIBOR
Margin5
Max Rate11.8%

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 09, 2019
Property Address165 OCEAN DR, TAVERNIER, FL 33070-2339
Document Number0029630980
Book / Page002963 / 000980
Instrument DateApr 30, 2019
Instrument2219338
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address165 OCEAN DR TAVERNIER FL 330702339, TAVERNIER, FL 33070-2339

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,595,549 (+9.85%) Land $1,195,425 Building $400,124$1,595,549 (+9.85%) Land $1,195,425 Building $400,124
2024$11,685.00 (+9.1%)
2023$10,710.00 (+12.89%)$1,452,450 (+24.14%) Land $1,058,575 Building $393,875$1,452,450 (+24.14%) Land $1,058,575 Building $393,875
2022$9,487.00$1,169,983 Land $764,750 Building $405,233$1,169,983 Land $764,750 Building $405,233

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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