Monroe County property record for 164 Ocean Dr, Tavernier, FL 33070 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,536 sqft · built 1989 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $745,000 (Jun 2025) |
| Tax Bill | $5,825 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00437350-000000 |
| Primary APN | 00437350-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Covered |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 808 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1535273 |
|---|---|
| Street Address | 164 OCEAN DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 8 LOT 13 REV PLAT OF TROPICAL ATLANTIC SHRS 1ST ADD PB5-83 PLANTATION KEY OR539-714 OR833-835 OR1041-1814 OR1095-1753 OR1958-589 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 04 |
| Legal Subdivision | TROPICAL ATLANTIC SHORES 1ST ADD |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970800 |
Source: Monroe County records · APN 00437350-000000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 OCEAN DR, TAVERNIER, FL 33070-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 07, 2023 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Mar 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IMPAC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2003 · Amount on Record |
| Deed Document Number | 2025903 |
| Deed Book / Page | 3331 / 920 |
| Prior Transfer Date | Aug 03, 2006 |
| Prior Transfer Doc | 0001597615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 164 OCEAN DR, TAVERNIER, FL 33070-2339 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 146 STROMBOLI DR, ISLAMORADA, FL 33036-3313 |
| Document Number | 0032500309 |
|---|---|
| Date | Nov 07, 2023 |
| Book Page | 3250/309 |
| Instrument | 2439439 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | ISLAMORADA, FL 33036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 164 OCEAN DR, TAVERNIER, FL 33070-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028421098 |
|---|---|
| Date | Mar 08, 2017 |
| Book Page | 2842/1098 |
| Instrument | 2113267 |
| Name | IMPAC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2032 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,825.00 (+6.55%) | $557,192 (-4.99%) Land $349,965 Building $207,227 | $557,192 (-4.99%) Land $349,965 Building $207,227 |
| 2024 | $5,467.00 (+1.24%) | ||
| 2023 | $5,400.00 (+10.95%) | $586,450 (+23.8%) Land $408,293 Building $178,157 | $586,450 (+23.8%) Land $408,293 Building $178,157 |
| 2022 | $4,867.00 | $473,700 Land $295,526 Building $178,174 | $473,700 Land $295,526 Building $178,174 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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