165 McClelland St, Murphy, NC 28906 Property Records

Cherokee County property record for 165 McClelland St, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,494 sqft · built 1900
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$267,000 (Aug 2022)
Tax Bill$1,062 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459211551961000

Property Details

APN / Parcel Number

Primary APN459211551961000
Alternative APNs
  • 52294
  • 58337

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,494 sqft Heated Area
Gross Area2,066 sqft
1st Floor Area1,234 sqft
Upper Floors Area260 sqft
Basement Area420 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1990
Exterior MaterialWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions133 ft deep x 140 ft wide
PorchPatio
Porch Area434 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number58337
Street Address165 MCCLELLAND ST
CityMURPHY
StateNC
Zip28906-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 COTTAGE PARK ADDITION 1649/83
Legal SubdivisionPARK ADDITION
Legal Lot Number4
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2044
Census Tract930402

Owner

Source: Cherokee County records · APN 459211551961000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address165 MCCLELLAND ST, MURPHY, NC 28906-2731
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL GROUP INC
Jul 10, 2020Warranty Deed, Transfer · VA Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Prior SaleJul 10, 2020 · Amount on Record
Deed Document Number20225636
Deed Book / Page1719 / 926
Prior Transfer DateFeb 14, 2006
Prior Transfer Doc1216/0741
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 29, 2022
Property Address165 MCCLELLAND ST, MURPHY, NC 28906-2731
Document Number001719/926
Book / Page1719 / 926
Instrument DateAug 11, 2022
Instrument5636
Transaction TypeTransfer
Record UpdatedSep 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$534.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address277 CLAY DURRETT RD, 277, MURPHY, NC 28906-9279

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 TRAVELERS TRL NW, KENNESAW, GA 30144-2870

Mortgage

Document Number0001719928
DateAug 29, 2022
Instrument1719/928
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2037

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 10, 2020
Property Address165 MCCLELLAND ST, MURPHY, NC 28906-2731
Document Number1649/83
Book / Page1649 / 83
Instrument DateJul 02, 2020
Instrument3475
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$366.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 MCCLELLAND ST, MURPHY, NC 28906-2731

Mortgage

Document Number164986
DateJul 10, 2020
Instrument1649/86
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term481 Months
DueAug 01, 2060

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,062.00$159,120 (-)$159,120 (-) Land $56,000 Building $103,120
2023$159,120$159,120 Land $56,000 Building $103,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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