Cherokee County property record for 165 McClelland St, Murphy, NC 28906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,494 sqft · built 1900 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Aug 2022) |
| Tax Bill | $1,062 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459211551961000 |
| Primary APN | 459211551961000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,494 sqft Heated Area |
| Gross Area | 2,066 sqft |
| 1st Floor Area | 1,234 sqft |
| Upper Floors Area | 260 sqft |
| Basement Area | 420 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 133 ft deep x 140 ft wide |
| Porch | Patio |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 58337 |
|---|---|
| Street Address | 165 MCCLELLAND ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 COTTAGE PARK ADDITION 1649/83 |
| Legal Subdivision | PARK ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459211551961000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 MCCLELLAND ST, MURPHY, NC 28906-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
| Date | Document |
|---|---|
| Aug 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC |
| Jul 10, 2020 | Warranty Deed, Transfer · VA Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2020 · Amount on Record |
| Deed Document Number | 20225636 |
| Deed Book / Page | 1719 / 926 |
| Prior Transfer Date | Feb 14, 2006 |
| Prior Transfer Doc | 1216/0741 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 29, 2022 |
| Property Address | 165 MCCLELLAND ST, MURPHY, NC 28906-2731 |
| Document Number | 001719/926 |
| Book / Page | 1719 / 926 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 5636 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 277 CLAY DURRETT RD, 277, MURPHY, NC 28906-9279 |
| Name | Verified Name |
|---|---|
| Address | 1001 TRAVELERS TRL NW, KENNESAW, GA 30144-2870 |
| Document Number | 0001719928 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 1719/928 |
| Name | MORTGAGE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 10, 2020 |
| Property Address | 165 MCCLELLAND ST, MURPHY, NC 28906-2731 |
| Document Number | 1649/83 |
| Book / Page | 1649 / 83 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 3475 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 MCCLELLAND ST, MURPHY, NC 28906-2731 |
| Document Number | 164986 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 1649/86 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2060 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,062.00 | $159,120 (-) | $159,120 (-) Land $56,000 Building $103,120 |
| 2023 | $159,120 | $159,120 Land $56,000 Building $103,120 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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