106 McClelland St, Murphy, NC 28906 Property Records

Cherokee County property record for 106 McClelland St, Murphy, NC 28906 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,125 sqft Heated Area
Lot Size11,761 sqft (0.27 acres)
Garage390 sqft
OccupancyOwner Occupied
Tax Bill$655.00 (2025)

Owner

Source: Cherokee County records · APN 459211550632000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 MCCLELLAND ST, MURPHY, NC 28906-2731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2024Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
May 28, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Oct 31, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address106 MCCLELLAND ST, MURPHY, NC 28906-2731
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01759/1308
DateJul 09, 2024
Book Page1759/1308
Instrument3305
Lender
NameUNITED COMMUNITY BANK
TypeBank
Address116 PEACHTREE ST, MURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 22, 2049
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 28, 2026
Property Address106 MCCLELLAND ST, MURPHY, NC 28906-2731
Document Number001802/368
Book / Page1802 / 368
Instrument DateMay 18, 2026
Instrument20262596
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MCCLELLAND ST, MURPHY, NC 28906-2731

Mortgage

Document Number0000002597,
DateMay 28, 2026
Instrument20262597
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 31, 2019
Property Address106 MCCLELLAND ST, MURPHY, NC 28906-2731
Document Number01627/0723
Book / Page01627 / 0723
Instrument DateOct 15, 2019
Instrument05275
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 86, MURPHY, NC 28906-0086

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1008, MURPHY, NC 28906-1008

Mortgage

Document Number05276
DateOct 31, 2019
Instrument05276
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$655.00$93,470 (-)$93,470 (-) Land $20,000 Building $73,470
2023$93,470$93,470 Land $20,000 Building $73,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN459211550632000
Alternative APN
  • 50856

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,125 sqft Heated Area
Gross Area1,627 sqft Gross Area
1st Floor933 sqft 1st Floor
Attic Area192 sqft Attic
Attic1 Attic
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,761 sqft (0.27 acres)
Depth X Width157 ft x 67 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area390 sqft Garage
Deck Area112 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number50856
Street Address106 MCCLELLAND ST
CityMURPHY
StateNC
Zip28906-2731
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFR FIRST UNITED METHODIST CHURCH OF MURPHY INC
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2050
Census Tract930402

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