165 Main St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 165 Main St, Middleburgh, NY 12122

Property Summary

Property Type	Commercial
Details	3,578 sqft · built 1953
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Dec 2017)
Tax Bill	$6,624 (2026)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`433801 117.8-2-3`

Property Details

APN / Parcel Number

Primary APN	`433801 117.8-2-3`
Alternative APNs	`380111700800020030000000` `491A100508`

Interior

Stories	1 Story
Building Area	3,578 sqft Gross Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	43,560 sqft (1 acres)
Lot Width	251 ft Width
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	491A100508
Street Address	165 MAIN ST
City	MIDDLEBURGH
State	NY
Zip	12122
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	4
Census Block	4010
Census Tract	740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2019 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5318
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	2017729890
Deed Book / Page	1060 / 228
Prior Transfer Date	Sep 8, 2017
Prior Transfer Doc	001060/228
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Dec 22, 2017
Property Address	165 MAIN ST, MIDDLEBURGH, NY 12122
Document Number	001060/228
Book / Page	1060 / 228
Instrument Date	Sep 8, 2017
Instrument	000000729890
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5318

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,624.00 (+2.1%)
2025	$6,488.00 (+400.23%)	$97,000 (-) Land $22,000 Building $75,000	$208,602 (+9.68%) Land $47,312 Building $161,290
2023		$97,000 (-) Land $22,000 Building $75,000	$190,196 (+5.88%) Land $43,137 Building $147,059
2022		$97,000 Land $22,000 Building $75,000	$179,630 Land $40,741 Building $138,889
2021	$1,297.00 (-68.68%)
2020	$4,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	98 (1978–2021)
Claims Outside the SFHA	8 of 98
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 26 claims Severe Storms And Flooding, Apr 2005 · 22 claims Flooding, Apr 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20