150 Main St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 150 Main St, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1880
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$40,500 (Jun 1997)
Tax Bill	$4,384 (2026)
Deeds & Mortgages	Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`433801 106.20-2-8`

Property Details

APN / Parcel Number

Primary APN	`433801 106.20-2-8`
Alternative APNs	`380110602000020080000000` `491A184012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	615 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	193 ft deep x 63.3 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	491A184012
Street Address	150 MAIN ST
City	MIDDLEBURGH
State	NY
Zip	12122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	WOOD FRAME
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	5
Census Block	5031
Census Tract	740700

Owner

150 Main St is owned and occupied by an individual who bought it in June 1997.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 919, MIDDLEBURGH, NY 12122-0919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 1997 · Amount on File
Deed Sale	Jun 9, 1997 · Amount on File
Deed Book / Page	616 / 128
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	150 MAIN ST, MIDDLEBURGH, NY 12122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1857/211
Date	Nov 4, 2019
Book Page	1857/211
Instrument	768973

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 150 Main St was $4,384 with a homeowner's exemption, up 2.1% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,384.00 (+2.1%) Homeowner's exemption
2025	$4,294.00	$64,200 Land $14,000 Building $50,200	$138,065 Land $30,108 Building $107,957
2023		$64,200 (-) Land $14,000 Building $50,200	$125,882 (+5.88%) Land $27,451 Building $98,431
2022		$64,200 Land $14,000 Building $50,200	$118,889 Land $25,926 Building $92,963
2021	$1,189.00 (-62.43%)
2020	$3,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	124 (1980–2021)
Claims Outside the SFHA	11 of 124
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 73 claims Severe Storms And Flooding, Apr 2005 · 23 claims Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20