Essex County and Montclair Township property record for 165 Lloyd Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,649 sqft · built 1892 |
| Lot Size | 0.56 acres (24,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,401,000 (Jul 2018) |
| Tax Bill | $41,809 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00204-0000-00001 |
| Primary APN | 13-00204-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,649 sqft Living Area |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Construction Type | Frame |
| Lot Area | 24,380 sqft (0.56 acres) |
| Lot Dimensions | 106 ft deep x 230 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130020400001 |
|---|---|
| Street Address | 165 LLOYD RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ROA |
| Legal Description | 230X106 IRR |
| Legal Block | 204 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 16900 |
165 Lloyd Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLONIAL NATIONAL MORTGAGE |
| Mar 23, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jul 6, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2018 · Amount on File |
| Deed Sale | Jul 6, 2018 · Amount on File |
| Prior Sale | May 29, 2013 · Amount on File |
| Deed Document Number | 201858238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 165 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000070039 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021070039 |
| Name | COLONIAL NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT WORTH, TX 76102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 165 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 165 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Document Number | 0000029463 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022029463 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 24, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 6, 2018 |
| Property Address | 165 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Document Number | 0000058238 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 58238 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,401.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 LLOYD RD MONTCLAIR NJ 070421732, MONTCLAIR, NJ 07042-1732 |
The 2025 property tax bill for 165 Lloyd Rd was $41,809, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,189,100 (-) Land $378,400 Building $810,700 | $1,189,100 (-) Land $378,400 Building $810,700 | |
| 2025 | $41,809.00 (+3.32%) | $1,189,100 Land $378,400 Building $810,700 | $1,189,100 Land $378,400 Building $810,700 |
| 2024 | $40,465.00 | ||
| 2023 | $1,189,100 Land $378,400 Building $810,700 | $1,189,100 Land $378,400 Building $810,700 | |
| 2022 | $39,097.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Lloyd Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Lloyd Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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