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165 Leeward Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 165 Leeward Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,912 sqft · built 2000
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on Record
Last Sale$737,500 (Dec 2021)
Tax Bill$6,267 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-2S-21-42600-000-0440

Property Details

APN / Parcel Number

Primary APN28-2S-21-42600-000-0440
Alternative APNs
  • 28-221-42600-000-0440
  • 1060810

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area2,340 sqft
1st Floor Area1,912 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions105 ft deep x 67 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area10 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address165 LEEWARD DR
CityMIRAMAR BEACH
StateFL
Zip32550-4136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCCMU
Legal DescriptionLOT 44 SEASPRAY PB 14-18 OR 2144-310 OR 2223-78 OR 2881-4786 OR 3017-3481 OR 3080-2588 OR 3118-4171 OR 3148-288 OR 3227-2368
Legal Range021
Legal Township02S
Legal Section28
Legal SubdivisionSEASPRAY
Legal Block4
Legal Lot Number44
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1049
Census Tract950609

Owner

Source: Walton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2799 E 132ND CIR, THORNTON, CO 80241-2066
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Warranty Deed, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 29, 2020Quit Claim Deed, Transfer
TITLEVEST AGENCY INC
Sep 24, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 26, 2018Warranty Deed, Transfer · Conventional Mortgage
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleJul 26, 2018 · Amount on Record
Deed Document Number202159175
Deed Book / Page3227 / 2368
Prior Transfer DateJun 19, 2020
Prior Transfer Doc0031480288
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 1, 2021
Property Address165 LEEWARD DR, MIRAMAR BEACH, FL 32550-4136
Document Number0032272368
Book / Page3227 / 2368
Map ReferenceMB 14 PG 18&18A
Instrument DateNov 30, 2021
Instrument20210059175
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,162.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24650 E APPLEWOOD CIR # CIR535, CIR535, AURORA, CO 80016-3928

Transferred To (Grantee/Buyer)

NameVerified Name
Address2799 E 132ND CIR, DENVER, CO 80241-2066

Mortgage

Document Number0032272370
DateDec 1, 2021
Instrument3227/2370
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address165 LEEWARD DR, MIRAMAR BEACH, FL 32550-4136
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address24650 E APPLEWOOD CIR 535, 535, AURORA, CO 80016-3927

Mortgage

Document Number0031684349
DateNov 13, 2020
Book Page3168/4349
Instrument20200046269
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueAug 1, 2035

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateJun 29, 2020
Property Address165 LEEWARD DR, MIRAMAR BEACH, FL 32550-4136
Document Number0031480288
Book / Page003148 / 000288
Instrument DateJun 19, 2020
Instrument22387
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyTITLEVEST AGENCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27465 E JAMISON CIR AURORA CO 800162548, AURORA, CO 80016-2548

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateSep 24, 2019
Property Address165 LEEWARD DR, MIRAMAR BEACH, FL 32550-4136
Document Number0031184171
Book / Page003118 / 004171
Instrument DateJul 2, 2019
Instrument33051
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27465 E JAMISON CIR AURORA CO 800162548, AURORA, CO 80016-2548

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 26, 2018
Property Address165 LEEWARD DR, MIRAMAR BEACH, FL 32550-4136
Document Number0030802588
Book / Page3080 / 2588
Map ReferenceMB14 PG18-18A
Instrument DateJul 25, 2018
Instrument2018000025055
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address165 MLEEWARD, 165, MIRAMAR BEACH, FL 32550

Transferred To (Grantee/Buyer)

NameVerified Name
Address27465 E JAMISON CIR, AURORA, CO 80016-2548

Mortgage

Document Number0000000000
DateJul 26, 2018
Instrument2018000025056
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,267.00 (-0.24%)$693,599 (+2.34%) Land $125,000 Building $568,599$693,599 (+2.34%) Land $125,000 Building $568,599
2024$6,282.00 (+7.68%)
2023$5,834.00 (+13.41%)$677,772 (+22.09%) Land $84,441 Building $593,331$677,772 (+22.09%) Land $84,441 Building $593,331
2022$5,144.00$555,137 Land $93,729 Building $461,408$555,137 Land $93,729 Building $461,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.

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